Subtitle 8. Mortgage Loan Companies and Brokers  


8-010. Definitions.
8-012. Administrative hearing request.
8-020. Exemptions.
8-030. Transaction of business prohibited without license -- Effect of issuance of license -- Unique identifier.
8-032. Application for license.
8-034. Fees.
8-036. Rules concerning use of license.
8-038. Repealed, 2009. [Repealed]
8-040. Repealed, 2009. [Repealed]
8-042. Repealed, 2009. [Repealed]
8-044. Notice of order in writing -- Administrative complaint -- Service -- Hearing.
8-046. Civil penalty for violation of subtitle, administrative regulation, or order -- Order for restitution, refund, recovery of expenses.
8-048. Emergency orders by commissioner -- Grounds -- Hearing -- Period order to remain in effect.
8-060. Surety bonds required -- Uses of bonds -- New or supplemental bonds.
8-070. Company name.
8-075. Change of control.
8-080. Factors for use by commissioner in determining approval or disapproval of application.
8-090. Denial, suspension, or revocation of license -- Jurisdiction of Franklin Circuit Court.
8-100. Branch offices.
8-110. Rates -- Mortgage required as evidence of real estate loan -- Delinquency charges -- Attorneys' fees -- Charges made part of note -- Limits on prepayment penalties.
8-120. Fees and charges in addition to interest -- Letters of commitment -- Failure to fulfill terms constitutes default.
8-125. Limitation on loan originator's fee.
8-130. Escrow account -- Interest -- Accounting.
8-140. Powers of commissioner.
8-150. Records filed with commissioner open to public inspection -- Exception.
8-160. Records to be kept by company -- Filing of financial report and correcting amendment -- Requirements if business discontinued -- Location of records -- Request for destruction of records.
8-170. Places where records required to be kept -- Examination by commissioner -- Fee -- Access to records -- Reports.
8-175. Confidentiality of examination reports and information -- Exceptions -- Prima facie evidence.
8-180. Conduct of examination -- Cost of investigation or hearing.
8-190. Grounds for investigation -- Action commissioner may take after investigation.
8-200. Repealed, 2009. [Repealed]
8-210. Judicial review.
8-220. Prohibited acts.
8-225. Mortgage fraud prosecution fund -- Funding -- Expenditures.
8-227. Collection of civil penalties to be deposited in mortgage fraud prosecution fund -- Distribution -- Administrative regulations.
8-230. Repealed, 2009. [Repealed]
8-240. Short title.
8-250. Mortgage loan brokers to maintain physical location -- Display of license certificate.
8-255. Registration with department required for mortgage loan originator or mortgage loan processor -- Renewals-- Continuing education requirement -- Background checks -- Originators and processors subject to other laws -- Minimum requirements -- Limitation of loan origination services.
8-260. Continuing professional education required for persons registered under subtitle -- Termination and surrender of certificate of registration for failure to comply.
8-270. Duties of mortgage loan broker -- Advanced disclosure of fee required.
8-275. Reporting of violations of subtitle -- Duties of commissioner -- No waiver of privilege or claim of confidentiality.
8-280. Limitation of liability.
8-285. Participation in National Mortgage Licensing System and Registry -- Duties -- Reporting.
8-290. Mortgage loan originators -- Applicability of and exclusion from requirements of subtitle.
8-295. Mortgage loan company and mortgage loan broker to exercise control over operations, employees, and company affairs.
8-300. Severability of subtitle's provisions.
8-990. Kentucky Residential Mortgage Fraud Act -- Provisions -- Criminal proceedings -- Penalties.