Subtitle 9. Agents, Consultants, Solicitors and Adjusters  


9-010. Application of subtitle.
9-020. Definitions for subtitle.
9-030. Available insurance agent licenses.
9-035. Insurer liable for acts of its agents.
9-040. "Consultant" defined.
9-050. Repealed, 2000. [Repealed]
9-051. Definitions for KRS 304.9-052 and 304.9-371 to 304.9-377.
9-052. Administrator -- License requirements -- Service of process.
9-060. Repealed, 2000. [Repealed]
9-070. Repealed, 2010. [Repealed]
9-080. Licensure requirements -- Forms.
9-085. Managing general agent -- License -- Duties.
9-090. Exceptions to licensure requirements.
9-100. Purpose of license -- "Controlled business" -- Exceptions.
9-105. General qualifications for agent license.
9-107. Persons exempt from provisions of KRS 304.9-105(1)(e)1. and 2. -- Administrative regulations.
9-110. Repealed, 1978. [Repealed]
9-120. Licensure of residents as agents.
9-130. Licensing of business entities as agents.
9-133. Individuals designated to act under business entity license -- Filing of designation notice -- Exercise of license -- Responsibility of insurer for acts of designated individuals.
9-135. Requirements for financial institutions engaging in insurance agency activities -- Administrative regulations -- Activities of officers or employees of financial institution.
9-136. Repealed, 2002. [Repealed]
9-140. Licensure of nonresidents as agents.
9-142. Repealed, 2002. [Repealed]
9-150. Application for license issued under this subtitle, surplus lines broker license, life settlement broker license, or life settlement provider license.
9-160. Examination for license -- Application for examination.
9-170. Exemptions from prelicensing education or examination.
9-180. Scope of examination -- Reference material.
9-190. Conduct of examinations.
9-200. Contents of license -- Change of address -- Refundability of fees.
9-210. Specific contents of agent's and consultant's licenses.
9-220. Repealed, 2000. [Repealed]
9-230. Limited line licenses -- Prelicensing requirements.
9-240. Insurance vending machines.
9-250. Authority under license -- Assignability.
9-260. Continuation and expiration of license -- Receipt of renewal fees -- Continuing education documentation.
9-270. Appointment of agents -- Criminal background check -- Continuation -- Permitted and prohibited actions by agents and insurers.
9-280. Termination of licensee's appointment -- Notice requirements -- Civil immunity -- Confidential and privileged information -- Commissioner's use of information.
9-290. Rights of agent following termination of appointment.
9-295. Biennial continuing education requirements for licensed agents and independent and public adjusters -- Exceptions -- Courses -- Number of hours -- Failure to complete -- Penalty.
9-300. Temporary license as agent -- Conditions -- Sponsor may be required.
9-310. Temporary licenses -- Rights and limitations.
9-320. Qualifications for license as consultant -- Coverage of consultant license.
9-330. Consultant to file proof of liability insurance -- Consultant's deposit of cash or bond.
9-340. Repealed, effective July 15, 1982. [Repealed]
9-350. Compensation of agent operating under a disclosure agreement -- Requirements.
9-360. Obligation to serve interest of client.
9-370. Service of process against nonresident licensee under this subtitle or surplus lines broker.
9-371. Written agreement of administrator.
9-372. Payments to administrator.
9-373. Books and records maintained by administrator -- Access by commissioner.
9-374. Administrator's use of advertising.
9-375. Fiduciary accounts.
9-376. Claims paid on behalf of insurer -- Compensation of administrator.
9-377. Written notice to insureds when administrator's services utilized.
9-380. Repealed, 2000. [Repealed]
9-390. Place of agent's business -- Display of licenses -- Records.
9-400. Reporting and accounting for premiums.
9-410. Exchange of business -- Excess or rejected risks -- Regulation of volume of business by commissioner.
9-420. Repealed, effective July 13, 1984. [Repealed]
9-421. Sharing of commissions prohibited.
9-425. Payment or acceptance of commission, brokerage, or other valuable consideration -- Exception.
9-430. Independent, staff, or public adjuster's license -- Application by individual or business entity -- Qualifications -- Evidence of financial responsibility -- Exceptions to license requirement -- Temporary emergency registration following catastrophe -- Nonresident license.
9-432. Apprentice adjuster -- License -- Rights and limitations -- Application -- Qualifications -- Terms and conditions.
9-433. Contract between public adjuster and insured -- Contents -- Duties of public adjuster.
9-434. Repealed, 2000. [Repealed]
9-435. Records to be maintained by public adjusters.
9-436. Authorized insurer prohibited from doing business in Kentucky with unlicensed adjuster or administrator.
9-440. Probation, suspension, revocation, and refusal of license -- Grounds -- Penalty.
9-450. Procedure following suspension, revocation, nonrenewal, or denial of license.
9-455. Repealed, 2000. [Repealed]
9-460. Return of license to commissioner.
9-465. Denial or suspension of license or appointment -- Conditional license -- Hearing.
9-467. Notification of surrender or termination of license -- Report of administrative action -- Notification of service of complaint or indictment -- Documentation of resolution.
9-470. Prohibited practices in replacement or repair of automobile glass -- Penalties.
9-475. Travel insurance offered by travel retailer on behalf of limited lines travel insurance producer -- Requirements.
9-480. Repealed, 2005. [Repealed]
9-485. Repealed, 2010. [Repealed]
9-490. Repealed, 2002. [Repealed]
Rental Vehicle Insurance
9-501. Repealed, 2010. [Repealed]
9-503. Repealed, 2010. [Repealed]
9-505. License for business entity to act as rental vehicle agent -- Registration fee and licensed managing employee for each business location -- Application and qualifications for license.
9-507. Conditions under which license authorizes employee or representative to transact business -- Licensee may not hold self out as insurance agent without applicable license.
9-509. Consumer protection disclosures to be included with rental vehicle agreement.
9-511. Rental vehicle agent may not handle insurance that is not sold in conjunction with rental vehicle transaction.
9-513. Repealed, 2010. [Repealed]
Reinsurance Intermediaries
9-700. Definitions for KRS 304.9-700 to 304.9-759.
9-705. Reinsurance intermediary license required -- Exemption.
9-710. Written authorization between reinsurance intermediary broker and an insurer.
9-715. Records of transactions of reinsurance intermediary brokers.
9-720. Insurers required to engage services of only licensed reinsurance intermediary brokers.
9-725. Minimum contract provisions.
9-730. Certain actions by reinsurance intermediary managers prohibited.
9-735. Reinsurers required to engage services of only licensed reinsurance managers.
9-740. Examination of reinsurance intermediaries.
9-745. Suspension or revocation of license -- Imposition of penalties.
9-750. Administrative regulations.
9-759. Short title for KRS 304.9-700 to 304.9-759.
Portable Electronics Insurance
9-780. Portable electronics insurance retailer license -- Duties of supervising entity -- Qualifications and application for license -- Penalties.
9-782. Conditions under which license authorizes employee or representative to sell portable electronics insurance -- Restrictions on licensees.
9-784. Duty to disclose information regarding portable electronics insurance coverage -- Standards -- Billing and collection of charges -- Notice and correspondence.