Subtitle 3. Authorization of Insurers and General Requirements  


3-010. "Stock" insurer defined.
3-020. "Mutual" insurer defined.
3-025. "Combined stock and mutual life" insurer defined.
3-030. "Reciprocal" insurer defined.
3-040. "Lloyd's Plan" insurer defined.
3-050. "Charter" defined.
3-060. Exceptions to certificate of authority requirement.
3-070. General eligibility for certificate of authority.
3-080. General eligibility for certificate of authority -- Ownership -- Management.
3-090. General eligibility for certificate of authority -- Prior operation.
3-100. Name of insurer.
3-110. Combinations of insuring powers, one insurer.
3-120. Capital funds required -- Amount of surplus required.
3-125. Authority for commissioner to require additional capital and surplus.
3-130. Repealed, 1982. [Repealed]
3-140. Deposit requirement in general.
3-150. Application for certificate of authority.
3-160. Issuance -- Refusal of authority -- Ownership of certificate.
3-170. Amended certificate of authority.
3-180. Continuance, expiration, and reinstatement of certificate of authority -- Preparation of audited financial statements.
3-190. Suspension or revocation of certificate of authority -- Mandatory grounds.
3-200. Suspension or revocation of certificate of authority -- Discretionary and special grounds.
3-210. Order -- Notice of suspension or revocation -- Publication -- Effect upon agents' authority.
3-220. Duration of suspension -- Insurer's obligation during suspension period -- Reinstatement.
3-230. Service of process on insurers -- Secretary of State as attorney for service of process.
3-240. Annual and quarterly financial statement -- Penalty for noncompliance -- Publication of financial statement prepared on a different basis.
3-241. Accounting practices and procedures for annual and quarterly statements.
3-242. Property and casualty insurers to annually submit statement of actuarial opinion and supporting documentation -- Opinion to be available for public inspection -- Confidentiality of supporting documentation -- Exemptions to filing requirement.
3-245. Repealed, 1998. [Repealed]
3-250. Repealed, 1998. [Repealed]
3-260. Repealed, 1998. [Repealed]
3-270. Retaliatory provision.
3-280. Effect of provision limiting or excluding insurer's obligation to pay claim of insured eligible for medical assistance.
3-310. Repealed, 1988. [Repealed]
3-315. Repealed, 1992. [Repealed]
3-320. Guaranty fund deposit by foreign insurers may be required by commissioner.
3-330. Reports of past-due loans and loans in foreclosure to early warning analyst.
Business Transacted with a Producer-Controlled Property or Casualty Insurer
3-400. Definitions for KRS 304.3-400 to 304.3-430.
3-405. Parties subject to KRS 304.3-400 to 304.3-430.
3-410. Applicability -- Contract between insurer and controlling producer -- Audit committees -- Reporting requirements.
3-415. Notice to prospective insured disclosing relationship between producer and controlled insurer -- Exceptions.
3-420. Authority of commissioner -- Actions.
3-425. Compliance date.
3-430. Short title for KRS 304.3-400 to 304.3-430.
Controlling Agents
3-500. Definitions for KRS 304.3-500 to 304.3-570.
3-510. Licensing of controlling agent -- Evidence of financial responsibility.
3-520. Contract between insurer and controlling agent -- Minimum provisions -- Prohibited activities.
3-530. Duties and responsibilities of insured and controlling agent.
3-540. Acts of controlling agent -- Examination by commissioner.
3-550. Penalties.
3-560. Administrative regulations.
3-570. Short title for KRS 304.3-500 to 304.3-570.