Subtitle 20. Casualty Insurance Contracts  


20-010. Casualty contracts subject to general provisions.
20-020. Uninsured vehicle coverage -- Insolvency of insurer.
20-030. Retroactive annulment of liability policies prohibited.
20-035. Notice of renewal premiums of property or casualty policy.
20-037. Reinstatement of expired policy for which renewal was offered -- Conditions.
20-040. Cancellation, nonrenewal, or termination of automobile insurance -- Definitions -- Scope -- Penalties.
20-041. Prohibition against insurer's refusing to reissue motor vehicle liability policy or imposing additional premium because of uninsured status under certain conditions.
20-042. Termination or refusal to issue insurance due to credit history prohibited.
20-043. Cancellation of policy held by state employee prohibited, when -- Exception.
20-045. Increase in premium on automobile liability insurance policy -- Complaint.
20-047. Cancellation, nonrenewal, or premium increase because of simple coverage inquiry prohibited.
20-050. Arbitration provision not binding.
20-060. Coverage for safety equipment, definition.
20-065. Coverage for motor vehicle loaned as replacement.
20-070. Check endorsement not to act as release from further liability.
20-080. Self-insurance of public housing authority.
20-090. Workers' compensation insurers to provide proof of coverage to commissioner of Department of Workers' Claims.
20-100. Loss run statement to be provided upon request -- Duties of insurer and insurer's agent.
Fire Loss
20-150. Definitions.
20-160. Power of authorized agency to require insurer to furnish information concerning fire loss.
20-170. Information to be held confidential.
20-180. Intentional refusal or failure to provide information prohibited.
20-190. Concurrent jurisdiction.
20-200. Proceeds of policy subject to tax lien on insured real estate.
20-210. Notification of insurer of existence of lien -- Payment by insurer to taxing authority.
20-220. Priority of lien.
20-230. Insurer not liable for amounts paid pursuant to KRS 304.20-210.
20-240. Application of KRS 304.20-200 to 304.20-250.
20-250. Government's right to enforce any lien not altered.
20-260. Maximum coverage for loss or damage to structure.
Declinations, Cancellations, and Nonrenewals
20-300. Purpose and application of KRS 304.20-320 to 304.20-350.
20-310. Definitions for KRS 304.20-320 to 304.20-350.
20-320. Declinations -- Cancellations -- Nonrenewals -- Terminations -- Notice of premium required.
20-330. Reasons for cancellation.
20-340. Declination or termination prohibited, when.
20-350. Penalties for violations of KRS 304.20-320 to this section.
20-380. Premium credit or discount provision for buildings equipped with an automatic sprinkler system.
20-385. Application of KRS 304.20-380.
Reductions for Antitheft Device
20-400. Definitions.
20-410. Five percent discount.
20-420. Fifteen percent discount.
20-430. Twenty percent discount.
20-440. Highest discount to apply for use of two or more antitheft devices.
20-450. Application of KRS 304.20-400 to 304.20-440.