Kentucky Revised Statutes (Last Updated: May 10, 2014) |
TITLE XXV. BUSINESS AND FINANCIAL INSTITUTIONS |
CHAPTER 304. INSURANCE CODE |
Subtitle 20. Casualty Insurance Contracts |
20-010. Casualty contracts subject to general provisions. |
20-020. Uninsured vehicle coverage -- Insolvency of insurer. |
20-030. Retroactive annulment of liability policies prohibited. |
20-035. Notice of renewal premiums of property or casualty policy. |
20-037. Reinstatement of expired policy for which renewal was offered -- Conditions. |
20-040. Cancellation, nonrenewal, or termination of automobile insurance -- Definitions -- Scope -- Penalties. |
20-041. Prohibition against insurer's refusing to reissue motor vehicle liability policy or imposing additional premium because of uninsured status under certain conditions. |
20-042. Termination or refusal to issue insurance due to credit history prohibited. |
20-043. Cancellation of policy held by state employee prohibited, when -- Exception. |
20-045. Increase in premium on automobile liability insurance policy -- Complaint. |
20-047. Cancellation, nonrenewal, or premium increase because of simple coverage inquiry prohibited. |
20-050. Arbitration provision not binding. |
20-060. Coverage for safety equipment, definition. |
20-065. Coverage for motor vehicle loaned as replacement. |
20-070. Check endorsement not to act as release from further liability. |
20-080. Self-insurance of public housing authority. |
20-090. Workers' compensation insurers to provide proof of coverage to commissioner of Department of Workers' Claims. |
20-100. Loss run statement to be provided upon request -- Duties of insurer and insurer's agent. |
Fire Loss |
20-150. Definitions. |
20-160. Power of authorized agency to require insurer to furnish information concerning fire loss. |
20-170. Information to be held confidential. |
20-180. Intentional refusal or failure to provide information prohibited. |
20-190. Concurrent jurisdiction. |
20-200. Proceeds of policy subject to tax lien on insured real estate. |
20-210. Notification of insurer of existence of lien -- Payment by insurer to taxing authority. |
20-220. Priority of lien. |
20-230. Insurer not liable for amounts paid pursuant to KRS 304.20-210. |
20-240. Application of KRS 304.20-200 to 304.20-250. |
20-250. Government's right to enforce any lien not altered. |
20-260. Maximum coverage for loss or damage to structure. |
Declinations, Cancellations, and Nonrenewals |
20-300. Purpose and application of KRS 304.20-320 to 304.20-350. |
20-310. Definitions for KRS 304.20-320 to 304.20-350. |
20-320. Declinations -- Cancellations -- Nonrenewals -- Terminations -- Notice of premium required. |
20-330. Reasons for cancellation. |
20-340. Declination or termination prohibited, when. |
20-350. Penalties for violations of KRS 304.20-320 to this section. |
20-380. Premium credit or discount provision for buildings equipped with an automatic sprinkler system. |
20-385. Application of KRS 304.20-380. |
Reductions for Antitheft Device |
20-400. Definitions. |
20-410. Five percent discount. |
20-420. Fifteen percent discount. |
20-430. Twenty percent discount. |
20-440. Highest discount to apply for use of two or more antitheft devices. |
20-450. Application of KRS 304.20-400 to 304.20-440. |