15-010. Scope of Subtitle 15.

15-020. Definitions.

15-030. "Ordinary" and "industrial" insurance construed.

15-035. Securities Act of Kentucky not preempted by subtitle.

15-040. Standard provisions required.

15-045. Letter of acceptance and financing agreement to be part of college life insurance policy.

15-050. Payment of premiums -- Return of policy.

15-060. Grace period.

15-070. Entire contract.

15-075. Notice of policy owner's rights -- Contents -- Conditions requiring notice to be given -- Application to policies $100,000 or greater permitted.

15-080. Incontestability.

15-090. Misstatement of age or sex.

15-100. Dividends.

15-110. Policy loans.

15-115. Life insurance policy loan interest rates.

15-120. Table of installments.

15-130. Reinstatement.

15-140. Repealed, 1994. [Repealed]

15-150. Beneficiary, industrial policies.

15-160. Title.

15-170. Excluded or restricted coverage.

15-175. Notice by insurer of paid-up life insurance policy.

15-180. Standard provisions -- Annuity and pure endowment contracts.

15-190. Grace period -- Annuities.

15-200. Incontestability -- Annuities.

15-210. Entire contract -- Annuities.

15-220. Misstatement of age or sex -- Annuities.

15-230. Dividends -- Annuities.

15-240. Reinstatement -- Annuities.

15-250. Standard provisions -- Reversionary annuities.

15-260. Limitation of liability.

15-270. Incontestability, limitation of liability after reinstatement.

15-280. Prohibited provisions.

15-290. Provisions required by law of other jurisdiction.

15-300. Short title.

15-310. Nonforfeiture provisions.

15-312. Policies without cash surrender value.

15-315. Standard Nonforfeiture Law for Individual Deferred Annuities.

15-320. Cash surrender value.

15-322. Notification of insured of cash surrender value.

15-330. Paid-up nonforfeiture benefits.

15-340. Adjusted premiums.

15-342. Adjusted premiums operative at option of insurer or on January 1, 1989.

15-344. Commissioner's approval.

15-350. Calculation of cash surrender value and paid-up nonforfeiture benefit of certain policies on default.

15-352. Cash surrender value -- Nonforfeiture factor.

15-360. Exceptions.

15-365. Standard Nonforfeiture Law for Individual Deferred Annuities of 2005.

15-370. Disposition of miscellaneous proceeds.

15-380. Participating, nonparticipating policies -- Right to issue.

15-390. Pension, retirement, profit-sharing, life insurance, or annuity agreements -- Separate accounts.

15-400. Prohibited policy plans.

15-410. Minimum reserves.

15-420. Unclaimed Life Insurance Benefits Act.

Life Settlements

15-700. Licensing requirements governing life settlement providers and brokers -- Contracts -- Commissioner's approval required -- Forms.

15-702. Permitted questioning of life insurance applicant concerning financing of premium payments.

15-705. Commissioner's authority to examine -- Retention and inspection of records.

15-708. Emergency cease and desist order when public health, safety, or welfare is endangered -- Fee.

15-709. Remedies of department and of persons damaged by life settlement violations.

15-710. Life settlement provider's duties of disclosure to owner.

15-712. Permitted and prohibited life insurance advertising and marketing.

15-715. Requirements for life settlement contracts.

15-716. Violation due to time of contract -- Conditions -- Procedure -- Satisfaction of requirements.

15-717. Circumstances under which life settlement transactions are unlawful -- Required statement regarding false information -- Furnishing information regarding fraudulent life settlement acts.

15-718. Requirements governing execution of life settlement contracts.

15-719. Annual statement to be filed with commissioner -- Administrative regulations.

15-720. Powers of commissioner.

15-725. KRS 304.15-020 and KRS 304.15-700 to 304.15-720 subject to Subtitle 12 of this chapter.