Kentucky Revised Statutes (Last Updated: May 10, 2014) |
TITLE XXV. BUSINESS AND FINANCIAL INSTITUTIONS |
CHAPTER 304. INSURANCE CODE |
001. Repealed, 1970. [Repealed] |
002. Repealed, 1970. [Repealed] |
003. Repealed, 1970. [Repealed] |
004. Repealed, 1970. [Repealed] |
005. Repealed, 1970. [Repealed] |
006. Repealed, 1970. [Repealed] |
007. Repealed, 1970. [Repealed] |
008. Repealed, 1970. [Repealed] |
009. Repealed, 1970. [Repealed] |
010. Repealed, 1970. [Repealed] |
013. Repealed, 1970. [Repealed] |
016. Repealed, 1970. [Repealed] |
018. Repealed, 1970. [Repealed] |
020. Repealed, 1970. [Repealed] |
021. Repealed, 1970. [Repealed] |
022. Repealed, 1970. [Repealed] |
023. Repealed, 1970. [Repealed] |
024. Repealed, 1970. [Repealed] |
025. Repealed, 1970. [Repealed] |
027. Repealed, 1970. [Repealed] |
030. Repealed, 1970. [Repealed] |
031. Repealed, 1970. [Repealed] |
033. Repealed, 1970. [Repealed] |
034. Repealed, 1970. [Repealed] |
035. Repealed, 1970. [Repealed] |
036. Repealed, 1970. [Repealed] |
037. Repealed, 1970. [Repealed] |
038. Repealed, 1970. [Repealed] |
039. Repealed, 1970. [Repealed] |
042. Repealed, 1970. [Repealed] |
044. Repealed, 1970. [Repealed] |
046. Repealed, 1970. [Repealed] |
048. Repealed, 1970. [Repealed] |
050. Repealed, 1970. [Repealed] |
052. Repealed, 1970. [Repealed] |
060. Repealed, 1970. [Repealed] |
061. Repealed, 1970 . [Repealed] |
063. Repealed, 1970. [Repealed] |
065. Repealed, 1970. [Repealed] |
067. Repealed, 1970. [Repealed] |
069. Repealed, 1970. [Repealed] |
071. Repealed, 1966. [Repealed] |
072. Repealed, 1970. [Repealed] |
073. Repealed, 1966. [Repealed] |
074. Repealed, 1970. [Repealed] |
075. Repealed, 1966. [Repealed] |
076. Repealed, 1970. [Repealed] |
077. Repealed, 1970. [Repealed] |
078. Repealed, 1970. [Repealed] |
080. Repealed, 1970. [Repealed] |
082. Repealed, 1970. [Repealed] |
083. Repealed, 1970. [Repealed] |
085. Repealed, 1970. [Repealed] |
087. Repealed, 1970. [Repealed] |
089. Repealed, 1970. [Repealed] |
091. Repealed, 1970. [Repealed] |
093. Repealed, 1970. [Repealed] |
094. Repealed, 1970. [Repealed] |
095. Repealed, 1970. [Repealed] |
097. Repealed, 1970 [Repealed] |
099. Repealed, 1970. [Repealed] |
101. Repealed, 1962. [Repealed] |
103. Repealed, 1970. [Repealed] |
105. Repealed, 1970. [Repealed] |
110. Repealed, 1970. [Repealed] |
115. Repealed, 1970. [Repealed] |
120. Repealed, 1970. [Repealed] |
121. Repealed, 1970. [Repealed] |
123. Repealed, 1970. [Repealed] |
125. Repealed, 1970. [Repealed] |
127. Repealed, 1970. [Repealed] |
128. Repealed, 1970 [Repealed] |
129. Repealed, 1970. [Repealed] |
132. Repealed, 1970. [Repealed] |
134. Repealed, 1970. [Repealed] |
136. Repealed, 1970. [Repealed] |
138. Repealed, 1970. [Repealed] |
139. Repealed, 1962. [Repealed] |
140. Repealed, 1970. [Repealed] |
144. Repealed, 1970. [Repealed] |
145. Repealed, 1970. [Repealed] |
146. Repealed, 1970. [Repealed] |
147. Repealed, 1970. [Repealed] |
148. Repealed, 1970. [Repealed] |
150. Repealed, 1970. [Repealed] |
151. Repealed, 1970. [Repealed] |
154. Repealed, 1970. [Repealed] |
155. Repealed, 1970. [Repealed] |
157. Repealed, 1970. [Repealed] |
159. Repealed, 1970. [Repealed] |
160. Repealed, 1970. [Repealed] |
162. Repealed, 1970. [Repealed] |
165. Repealed, 1970. [Repealed] |
167. Repealed, 1970. [Repealed] |
168. Repealed, 1970. [Repealed] |
169. Repealed, 1970. [Repealed] |
170. Repealed, 1970. [Repealed] |
171. Repealed, 1970. [Repealed] |
172. Repealed, 1970. [Repealed] |
173. Repealed, 1970. [Repealed] |
174. Repealed, 1970. [Repealed] |
178. Repealed, 1970. [Repealed] |
179. Repealed, 1970. [Repealed] |
180. Repealed, 1970. [Repealed] |
181. Repealed, 1970. [Repealed] |
182. Repealed, 1970. [Repealed] |
183. Repealed, 1970. [Repealed] |
184. Repealed, 1970. [Repealed] |
185. Repealed, 1970. [Repealed] |
186. Repealed, 1970. [Repealed] |
188. Repealed, 1970. [Repealed] |
189. Repealed, 1970. [Repealed] |
191. Repealed, 1970. [Repealed] |
192. Repealed, 1970. [Repealed] |
193. Repealed, 1970. [Repealed] |
194. Repealed, 1970. [Repealed] |
280. Repealed, 1970. [Repealed] |
281. Repealed, 1970. [Repealed] |
282. Repealed, 1970. [Repealed] |
283. Repealed, 1970. [Repealed] |
284. Repealed, 1970. [Repealed] |
285. Repealed, 1970. [Repealed] |
286. Repealed, 1970. [Repealed] |
288. Repealed, 1970. [Repealed] |
289. Repealed, 1970. [Repealed] |
290. Repealed, 1970. [Repealed] |
291. Repealed, 1970. [Repealed] |
292. Repealed, 1970. [Repealed] |
294. Repealed, 1970. [Repealed] |
296. Repealed, 1970. [Repealed] |
297. Repealed, 1970. [Repealed] |
298. Repealed, 1970. [Repealed] |
299. Repealed, 1970. [Repealed] |
301. Repealed, 1970. [Repealed] |
302. Repealed, 1970. [Repealed] |
303. Repealed, 1970. [Repealed] |
304. Repealed, 1970. [Repealed] |
305. Repealed, 1970. [Repealed] |
306. Repealed, 1970. [Repealed] |
307. Repealed, 1970. [Repealed] |
308. Repealed, 1970. [Repealed] |
310. Repealed, 1970. [Repealed] |
311. Repealed, 1970. [Repealed] |
315. Repealed, 1970. [Repealed] |
316. Repealed, 1970. [Repealed] |
317. Repealed, 1970. [Repealed] |
318. Repealed, 1970. [Repealed] |
319. Repealed, 1970. [Repealed] |
340. Repealed, 1970. [Repealed] |
342. Repealed, 1970. [Repealed] |
344. Repealed, 1970. [Repealed] |
347. Repealed, 1970. [Repealed] |
348. Repealed, 1970. [Repealed] |
350. Repealed, 1970. [Repealed] |
352. Repealed, 1970. [Repealed] |
354. Repealed, 1970. [Repealed] |
356. Repealed, 1970. [Repealed] |
365. Repealed, 1970. [Repealed] |
366. Repealed, 1970. [Repealed] |
367. Repealed, 1970. [Repealed] |
369. Repealed, 1970. [Repealed] |
370. Repealed, 1970. [Repealed] |
371. Repealed, 1970. [Repealed] |
372. Repealed, 1970. [Repealed] |
373. Repealed, 1970. [Repealed] |
375. Repealed, 1970. [Repealed] |
376. Repealed, 1970. [Repealed] |
378. Repealed, 1970. [Repealed] |
379. Repealed, 1970. [Repealed] |
380. Repealed, 1970. [Repealed] |
381. Repealed, 1970. [Repealed] |
383. Repealed, 1970. [Repealed] |
385. Repealed, 1970. [Repealed] |
387. Repealed, 1970. [Repealed] |
388. Repealed, 1970. [Repealed] |
389. Repealed, 1970. [Repealed] |
390. Repealed, 1970. [Repealed] |
400. Repealed, 1970. [Repealed] |
401. Repealed, 1970. [Repealed] |
402. Repealed, 1970. [Repealed] |
403. Repealed, 1970. [Repealed] |
404. Repealed, 1970. [Repealed] |
405. Repealed, 1970. [Repealed] |
406. Repealed, 1970. [Repealed] |
407. Repealed, 1970. [Repealed] |
408. Repealed, 1970. [Repealed] |
411. Repealed, 1970. [Repealed] |
412. Repealed, 1970. [Repealed] |
413. Repealed, 1970. [Repealed] |
415. Repealed, 1970. [Repealed] |
417. Repealed, 1970. [Repealed] |
418. Repealed, 1970. [Repealed] |
419. Repealed, 1970. [Repealed] |
420. Repealed, 1970. [Repealed] |
421. Repealed, 1970. [Repealed] |
422. Repealed, 1970. [Repealed] |
423. Repealed, 1970. [Repealed] |
424. Repealed, 1970. [Repealed] |
425. Repealed, 1970. [Repealed] |
426. Repealed, 1970. [Repealed] |
428. Repealed, 1970. [Repealed] |
429. Repealed, 1970. [Repealed] |
430. Repealed, 1970. [Repealed] |
431. Repealed, 1970. [Repealed] |
432. Repealed, 1970. [Repealed] |
433. Repealed, 1970. [Repealed] |
434. Repealed, 1970. [Repealed] |
435. Repealed, 1970. [Repealed] |
437. Repealed, 1970. [Repealed] |
438. Repealed, 1970. [Repealed] |
441. Repealed, 1970. [Repealed] |
444. Repealed, 1970. [Repealed] |
445. Repealed, 1970. [Repealed] |
446. Repealed, 1970. [Repealed] |
447. Repealed, 1970. [Repealed] |
448. Repealed, 1970. [Repealed] |
449. Repealed, 1970. [Repealed] |
450. Repealed, 1970. [Repealed] |
453. Repealed, 1970. [Repealed] |
454. Repealed, 1970. [Repealed] |
460. Repealed, 1970. [Repealed] |
463. Repealed, 1970. [Repealed] |
465. Repealed, 1970. [Repealed] |
467. Repealed, 1970. [Repealed] |
475. Repealed, 1970. [Repealed] |
476. Repealed, 1970. [Repealed] |
477. Repealed, 1970. [Repealed] |
478. Repealed, 1970. [Repealed] |
479. Repealed, 1970. [Repealed] |
484. Repealed, 1970. [Repealed] |
485. Repealed, 1970. [Repealed] |
487. Repealed, 1970. [Repealed] |
489. Repealed, 1970. [Repealed] |
490. Repealed, 1970. [Repealed] |
492. Repealed, 1970. [Repealed] |
493. Repealed, 1970. [Repealed] |
494. Repealed, 1970. [Repealed] |
495. Repealed, 1970. [Repealed] |
497. Repealed, 1970. [Repealed] |
499. Repealed, 1970. [Repealed] |
501. Repealed, 1970. [Repealed] |
503. Repealed, 1970. [Repealed] |
504. Repealed, 1970. [Repealed] |
510. Repealed, 1970. [Repealed] |
511. Repealed, 1970. [Repealed] |
512. Repealed, 1970. [Repealed] |
513. Repealed, 1970. [Repealed] |
514. Repealed, 1970. [Repealed] |
515. Repealed, 1970. [Repealed] |
516. Repealed, 1970. [Repealed] |
517. Repealed, 1970. [Repealed] |
518. Repealed, 1970. [Repealed] |
519. Repealed, 1970. [Repealed] |
520. Repealed, 1970. [Repealed] |
521. Repealed, 1970. [Repealed] |
522. Repealed, 1970. [Repealed] |
523. Repealed, 1970. [Repealed] |
524. Repealed, 1970. [Repealed] |
525. Repealed, 1970. [Repealed] |
526. Repealed, 1970. [Repealed] |
527. Repealed, 1970. [Repealed] |
528. Repealed, 1970. [Repealed] |
529. Repealed, 1970. [Repealed] |
530. Repealed, 1970. [Repealed] |
534. Repealed, 1970. [Repealed] |
535. Repealed, 1970. [Repealed] |
536. Repealed, 1970. [Repealed] |
537. Repealed, 1970. [Repealed] |
538. Repealed, 1970. [Repealed] |
540. Repealed, 1970. [Repealed] |
541. Repealed, 1970. [Repealed] |
542. Repealed, 1970. [Repealed] |
545. Repealed, 1970. [Repealed] |
546. Repealed, 1970. [Repealed] |
547. Repealed, 1970. [Repealed] |
548. Repealed, 1970. [Repealed] |
549. Repealed, 1970. [Repealed] |
550. Repealed, 1970. [Repealed] |
551. Repealed, 1970. [Repealed] |
552. Repealed, 1970. [Repealed] |
554. Repealed, 1970. [Repealed] |
556. Repealed, 1970. [Repealed] |
557. Repealed, 1970. [Repealed] |
558. Repealed, 1970. [Repealed] |
559. Repealed, 1970. [Repealed] |
560. Repealed, 1970. [Repealed] |
563. Repealed, 1970. [Repealed] |
564. Repealed, 1970. [Repealed] |
565. Repealed, 1970. [Repealed] |
566. Repealed, 1970. [Repealed] |
567. Repealed, 1970. [Repealed] |
568. Repealed, 1970. [Repealed] |
569. Repealed, 1970. [Repealed] |
570. Repealed, 1970. [Repealed] |
571. Repealed, 1970. [Repealed] |
572. Repealed, 1970. [Repealed] |
573. Repealed, 1970. [Repealed] |
574. Repealed, 1970. [Repealed] |
576. Repealed, 1970. [Repealed] |
577. Repealed, 1970. [Repealed] |
578. Repealed, 1970. [Repealed] |
579. Repealed, 1990. [Repealed] |
580. Repealed, 1968. [Repealed] |
581. Repealed, 1970. [Repealed] |
582. Repealed, 1968. [Repealed] |
583. Repealed, 1968. [Repealed] |
584. Repealed, 1968. [Repealed] |
585. Repealed, 1970. [Repealed] |
586. Repealed, 1970. [Repealed] |
587. Repealed, 1970. [Repealed] |
588. Repealed, 1970. [Repealed] |
589. Repealed, 1970. [Repealed] |
590. Repealed, 1970. [Repealed] |
591. Repealed, 1970. [Repealed] |
592. Repealed, 1970. [Repealed] |
593. Repealed, 1970. [Repealed] |
595. Repealed, 1970. [Repealed] |
596. Repealed, 1970. [Repealed] |
597. Repealed, 1968. [Repealed] |
598. Repealed, 1970. [Repealed] |
600. Repealed, 1970. [Repealed] |
601. Repealed, 1970. [Repealed] |
602. Repealed, 1970. [Repealed] |
603. Repealed, 1970. [Repealed] |
604. Repealed, 1970. [Repealed] |
605. Repealed, 1970. [Repealed] |
606. Repealed, 1970. [Repealed] |
607. Repealed, 1970. [Repealed] |
608. Repealed, 1970. [Repealed] |
609. Repealed, 1970. [Repealed] |
610. Repealed, 1970. [Repealed] |
611. Repealed, 1970. [Repealed] |
612. Repealed, 1970. [Repealed] |
614. Repealed, 1970. [Repealed] |
616. Repealed, 1970. [Repealed] |
617. Repealed, 1970. [Repealed] |
625. Repealed, 1970. [Repealed] |
626. Repealed, 1970. [Repealed] |
627. Repealed, 1970. [Repealed] |
628. Repealed, 1970. [Repealed] |
630. Repealed, 1970. [Repealed] |
631. Repealed, 1970. [Repealed] |
633. Repealed, 1970. [Repealed] |
634. Repealed, 1970. [Repealed] |
636. Repealed, 1970. [Repealed] |
637. Repealed, 1970. [Repealed] |
638. Repealed, 1970. [Repealed] |
639. Repealed, 1970. [Repealed] |
641. Repealed, 1970. [Repealed] |
642. Repealed, 1970. [Repealed] |
643. Repealed, 1970. [Repealed] |
644. Repealed, 1970. [Repealed] |
648. Repealed, 1970. [Repealed] |
649. Repealed, 1970. [Repealed] |
650. Repealed, 1970. [Repealed] |
651. Repealed, 1970. [Repealed] |
652. Repealed, 1970. [Repealed] |
653. Repealed, 1970. [Repealed] |
654. Repealed, 1970. [Repealed] |
655. Repealed, 1970. [Repealed] |
656. Repealed, 1970. [Repealed] |
657. Repealed, 1970. [Repealed] |
658. Repealed, 1970. [Repealed] |
660. Repealed, 1970. [Repealed] |
661. Repealed, 1970. [Repealed] |
662. Repealed, 1970. [Repealed] |
663. Repealed, 1970. [Repealed] |
666. Repealed, 1970. [Repealed] |
667. Repealed, 1970. [Repealed] |
669. Repealed, 1970. [Repealed] |
671. Repealed, 1970. [Repealed] |
672. Repealed, 1970. [Repealed] |
673. Repealed, 1970. [Repealed] |
674. Repealed, 1970. [Repealed] |
677. Repealed, 1970. [Repealed] |
679. Repealed, 1970. [Repealed] |
682. Repealed, 1970. [Repealed] |
683. Repealed, 1970. [Repealed] |
684. Repealed, 1970. [Repealed] |
685. Repealed, 1970. [Repealed] |
687. Repealed, 1970. [Repealed] |
688. Repealed, 1970. [Repealed] |
689. Repealed, 1970. [Repealed] |
690. Repealed, 1970. [Repealed] |
691. Repealed, 1970. [Repealed] |
692. Repealed, 1970. [Repealed] |
693. Repealed, 1970. [Repealed] |
695. Repealed, 1970. [Repealed] |
697. Repealed, 1970. [Repealed] |
698. Repealed, 1970. [Repealed] |
701. Repealed, 1970. [Repealed] |
702. Repealed, 1970. [Repealed] |
707. Repealed, 1970. [Repealed] |
708. Repealed, 1970. [Repealed] |
709. Repealed, 1970. [Repealed] |
712. Repealed, 1970. [Repealed] |
713. Repealed, 1954. [Repealed] |
714. Repealed, 1970. [Repealed] |
715. Repealed, 1970. [Repealed] |
716. Repealed, 1970. [Repealed] |
717. Repealed, 1970. [Repealed] |
718. Repealed, 1970. [Repealed] |
719. Repealed, 1970. [Repealed] |
720. Repealed, 1970. [Repealed] |
721. Repealed, 1970. [Repealed] |
722. Repealed, 1970. [Repealed] |
723. Repealed, 1970. [Repealed] |
724. Repealed, 1970. [Repealed] |
725. Repealed, 1970. [Repealed] |
726. Repealed, 1954. [Repealed] |
727. Repealed, 1954. [Repealed] |
728. Repealed, 1954. [Repealed] |
729. Repealed, 1954. [Repealed] |
730. Repealed, 1970. [Repealed] |
731. Repealed, 1970. [Repealed] |
732. Repealed, 1970. [Repealed] |
733. Repealed, 1970. [Repealed] |
734. Repealed, 1970. [Repealed] |
735. Repealed, 1970. [Repealed] |
736. Repealed, 1970. [Repealed] |
737. Repealed, 1970. [Repealed] |
738. Repealed, 1970. [Repealed] |
739. Repealed, 1970. [Repealed] |
740. Repealed, 1970. [Repealed] |
741. Repealed, 1970. [Repealed] |
742. Repealed, 1954. [Repealed] |
743. Repealed, 1954. [Repealed] |
744. Repealed, 1970. [Repealed] |
745. Repealed, 1970. [Repealed] |
746. Repealed, 1970. [Repealed] |
747. Repealed, 1970. [Repealed] |
748. Repealed, 1970. [Repealed] |
749. Repealed, 1970. [Repealed] |
760. Repealed, 1970. [Repealed] |
761. Repealed, 1970. [Repealed] |
765. Repealed, 1970. [Repealed] |
767. Repealed, 1970. [Repealed] |
768. Repealed, 1970. [Repealed] |
769. Repealed, 1970. [Repealed] |
770. Repealed, 1970. [Repealed] |
771. Repealed, 1970. [Repealed] |
775. Repealed, 1970. [Repealed] |
778. Repealed, 1970. [Repealed] |
779. Repealed, 1970. [Repealed] |
786. Repealed, 1970. [Repealed] |
787. Repealed, 1970. [Repealed] |
788. Repealed, 1970. [Repealed] |
789. Repealed, 1970. [Repealed] |
790. Repealed, 1970. [Repealed] |
791. Repealed, 1970. [Repealed] |
792. Repealed, 1970. [Repealed] |
793. Repealed, 1970. [Repealed] |
796. Repealed, 1970. [Repealed] |
797. Repealed, 1970. [Repealed] |
798. Repealed, 1970. [Repealed] |
799. Repealed, 1970. [Repealed] |
801. Repealed, 1970. [Repealed] |
802. Repealed, 1970. [Repealed] |
803. Repealed, 1970. [Repealed] |
804. Repealed, 1970. [Repealed] |
805. Repealed, 1970. [Repealed] |
806. Repealed, 1970. [Repealed] |
808. Repealed, 1970. [Repealed] |
811. Repealed, 1970. [Repealed] |
812. Repealed, 1970. [Repealed] |
813. Repealed, 1970. [Repealed] |
817. Repealed, 1970. [Repealed] |
818. Repealed, 1970. [Repealed] |
820. Repealed, 1970. [Repealed] |
823. Repealed, 1970. [Repealed] |
825. Repealed, 1970. [Repealed] |
828. Repealed, 1970. [Repealed] |
832. Repealed, 1970. [Repealed] |
833. Repealed, 1970. [Repealed] |
834. Repealed, 1970. [Repealed] |
835. Repealed, 1970. [Repealed] |
836. Repealed, 1970. [Repealed] |
837. Repealed, 1970. [Repealed] |
838. Repealed, 1970. [Repealed] |
839. Repealed, 1970. [Repealed] |
841. Repealed, 1970. [Repealed] |
842. Repealed, 1970. [Repealed] |
843. Repealed, 1970. [Repealed] |
844. Repealed, 1970. [Repealed] |
845. Repealed, 1970. [Repealed] |
846. Repealed, 1970. [Repealed] |
848. Repealed, 1970. [Repealed] |
849. Repealed, 1970. [Repealed] |
850. Repealed, 1970. [Repealed] |
851. Repealed, 1970. [Repealed] |
852. Repealed, 1970. [Repealed] |
853. Repealed, 1970. [Repealed] |
854. Repealed, 1970. [Repealed] |
855. Repealed, 1970. [Repealed] |
856. Repealed, 1970. [Repealed] |
857. Repealed, 1970. [Repealed] |
858. Repealed, 1970. [Repealed] |
859. Repealed, 1970. [Repealed] |
865. Repealed, 1970. [Repealed] |
866. Repealed, 1970. [Repealed] |
871. Repealed, 1970. [Repealed] |
872. Repealed, 1970. [Repealed] |
873. Repealed, 1970. [Repealed] |
874. Repealed, 1970. [Repealed] |
875. Repealed, 1970. [Repealed] |
876. Repealed, 1970. [Repealed] |
877. Repealed, 1970. [Repealed] |
878. Repealed, 1970. [Repealed] |
879. Repealed, 1970. [Repealed] |
880. Repealed, 1970. [Repealed] |
881. Repealed, 1970. [Repealed] |
882. Repealed, 1970. [Repealed] |
883. Repealed, 1970. [Repealed] |
884. Repealed, 1970. [Repealed] |
885. Repealed, 1970. [Repealed] |
886. Repealed, 1970. [Repealed] |
890. Repealed, 1970. [Repealed] |
892. Repealed, 1970. [Repealed] |
893. Repealed, 1970. [Repealed] |
894. Repealed, 1970. [Repealed] |
895. Repealed, 1970. [Repealed] |
905. Repealed, 1970. [Repealed] |
906. Repealed, 1970. [Repealed] |
907. Repealed, 1970. [Repealed] |
911. Repealed, 1970. [Repealed] |
913. Repealed, 1970. [Repealed] |
914. Repealed, 1970. [Repealed] |
915. Repealed, 1970. [Repealed] |
916. Repealed, 1970. [Repealed] |
918. Repealed, 1970. [Repealed] |
920. Repealed, 1970. [Repealed] |
921. Repealed, 1970. [Repealed] |
922. Repealed, 1970. [Repealed] |
923. Repealed, 1970. [Repealed] |
924. Repealed, 1970. [Repealed] |
925. Repealed, 1970. [Repealed] |
926. Repealed, 1970. [Repealed] |
927. Repealed, 1970. [Repealed] |
928. Repealed, 1970. [Repealed] |
929. Repealed, 1970. [Repealed] |
930. Repealed, 1970. [Repealed] |
931. Repealed, 1970. [Repealed] |
932. Repealed, 1970. [Repealed] |
933. Repealed, 1970. [Repealed] |
934. Repealed, 1970. [Repealed] |
935. Repealed, 1970. [Repealed] |
937. Repealed, 1970. [Repealed] |
939. Repealed, 1970. [Repealed] |
942. Repealed, 1970. [Repealed] |
943. Repealed, 1970. [Repealed] |
944. Repealed, 1970. [Repealed] |
945. Repealed, 1970. [Repealed] |
951. Repealed, 1970. [Repealed] |
952. Repealed, 1970. [Repealed] |
953. Repealed, 1970. [Repealed] |
954. Repealed, 1970. [Repealed] |
955. Repealed, 1970. [Repealed] |
956. Repealed, 1970. [Repealed] |
957. Repealed, 1970. [Repealed] |
959. Repealed, 1970. [Repealed] |
960. Repealed, 1970. [Repealed] |
961. Repealed, 1970. [Repealed] |
962. Repealed, 1970. [Repealed] |
963. Repealed, 1970. [Repealed] |
964. Repealed, 1970. [Repealed] |
965. Repealed, 1970. [Repealed] |
966. Repealed, 1970. [Repealed] |
968. Repealed, 1970. [Repealed] |
969. Repealed, 1970. [Repealed] |
970. Repealed, 1970. [Repealed] |
972. Repealed, 1970. [Repealed] |
973. Repealed, 1970. [Repealed] |
974. Repealed, 1970. [Repealed] |
975. Repealed, 1970. [Repealed] |
976. Repealed, 1970. [Repealed] |
977. Repealed, 1970. [Repealed] |
978. Repealed, 1970. [Repealed] |
979. Repealed, 1970. [Repealed] |
980. Repealed, 1970. [Repealed] |
981. Repealed, 1970. [Repealed] |
982. Repealed, 1970. [Repealed] |
983. Repealed, 1970. [Repealed] |
984. Repealed, 1970. [Repealed] |
985. Repealed, 1970. [Repealed] |
986. Repealed, 1970. [Repealed] |
990. Repealed, 1970. [Repealed] |
Subtitle 1. Scope -- General Definitions and Provisions |
1-010. Contents of chapter. |
1-020. "Person" defined. |
1-030. "Insurance" defined. |
1-040. "Insurer" defined. |
1-050. "Commissioner" and "department" defined. |
1-060. "State" defined. |
1-070. "Domestic," "foreign," "alien" insurer defined. |
1-080. "Domicile" defined. |
1-090. "Principal office" defined. |
1-100. "Authorized," "unauthorized" insurer defined. |
1-110. "Certificate of authority," "license" defined. |
1-120. Application of code to particular types of organizations. |
1-130. Particular provisions prevail. |
1-140. Captions not to affect meaning. |
1-150. "Subtitle" defined. |
1-160. Existing license. |
1-170. Existing or filed insurance forms. |
1-180. Existing actions and violations. |
1-190. No civil liability for furnishing information to law enforcement authorities concerning designated matters. |
Subtitle 2. Insurance Commissioner |
2-010. Department of Insurance continued. |
2-015. Amended, reenacted, and renumbered as KRS 198B.035, effective July 15, 1980. |
2-020. Commissioner of insurance -- Appointment, term -- Divisions within department. |
2-030. Commissioner's oath -- Bond. |
2-040. Official seal. |
2-050. Documents under seal. |
2-060. Appointment of deputies. |
2-063. Consumer Protection Division. |
2-065. Early warning analyst. |
2-070. Independent technical, professional services. |
2-080. Prohibited interest, rewards. |
2-090. Delegation of powers. |
2-100. General powers and duties of commissioner. |
2-105. Commissioner's authority to extend in-state insurance activity to match that of federally regulated financial institutions. |
2-110. Rules and regulations. |
2-120. Orders and notices in general -- Service. |
2-130. Enforcement. |
2-140. Penalties for violations. |
2-150. Records -- Inspection -- Destruction -- Subject to Open Records Act. |
2-155. Repealed, 1994. [Repealed] |
2-160. Complaints. |
2-165. Complaints regarding health insurer -- Other authority of commissioner. |
2-170. Official documents, reproductions, and certified copies -- Use as evidence. |
2-180. Repealed, 1982. [Repealed] |
2-190. Publications -- Sale. |
2-195. Interstate compacts for issuing certificates of authority. |
2-200. Interstate cooperation. |
2-205. Annual statement convention blank -- Immunity from prosecution. |
2-210. Examination of insurers. |
2-220. Examination of holding companies, subsidiaries, agents, promoters, and others. |
2-230. Conduct of examination -- Immunity for examiners -- Access to records -- Corrections -- Penalty. |
2-240. Appraisal of asset. |
2-250. Examination reports -- Contents -- Prima facie evidence in certain proceedings -- Confidentiality. |
2-260. Examination reports -- Distribution -- Hearing -- Order of commissioner -- Confidentiality -- Public inspection -- Regulatory action. |
2-270. Examination report of domestic insurer -- Confidential nature -- Limited disclosure. |
2-280. Examiners -- Qualifications. |
2-290. Examination expense. |
2-300. Examination expense revolving fund. |
2-310. Administrative procedures -- Hearings. |
2-320. Notice of hearing. |
2-330. Repealed, 1996. [Repealed] |
2-340. Witnesses and evidence. |
2-350. Testimony compelled -- Immunity from prosecution. |
2-360. Order on hearing. |
2-370. Appeal from the commissioner. |
2-380. Repealed, 1980. [Repealed] |
2-390. Repealed, 1986. [Repealed] |
2-400. Insurance regulatory trust fund -- Use. |
2-410. Investment of insurance regulatory trust fund. |
2-420. Transfer of funds to insurance regulatory trust fund to cover deficiency. |
2-430. Payment of expenses of department from general fund -- Reimbursement. |
2-440. Assessment of insurers. |
Subtitle 3. Authorization of Insurers and General Requirements |
3-010. "Stock" insurer defined. |
3-020. "Mutual" insurer defined. |
3-025. "Combined stock and mutual life" insurer defined. |
3-030. "Reciprocal" insurer defined. |
3-040. "Lloyd's Plan" insurer defined. |
3-050. "Charter" defined. |
3-060. Exceptions to certificate of authority requirement. |
3-070. General eligibility for certificate of authority. |
3-080. General eligibility for certificate of authority -- Ownership -- Management. |
3-090. General eligibility for certificate of authority -- Prior operation. |
3-100. Name of insurer. |
3-110. Combinations of insuring powers, one insurer. |
3-120. Capital funds required -- Amount of surplus required. |
3-125. Authority for commissioner to require additional capital and surplus. |
3-130. Repealed, 1982. [Repealed] |
3-140. Deposit requirement in general. |
3-150. Application for certificate of authority. |
3-160. Issuance -- Refusal of authority -- Ownership of certificate. |
3-170. Amended certificate of authority. |
3-180. Continuance, expiration, and reinstatement of certificate of authority -- Preparation of audited financial statements. |
3-190. Suspension or revocation of certificate of authority -- Mandatory grounds. |
3-200. Suspension or revocation of certificate of authority -- Discretionary and special grounds. |
3-210. Order -- Notice of suspension or revocation -- Publication -- Effect upon agents' authority. |
3-220. Duration of suspension -- Insurer's obligation during suspension period -- Reinstatement. |
3-230. Service of process on insurers -- Secretary of State as attorney for service of process. |
3-240. Annual and quarterly financial statement -- Penalty for noncompliance -- Publication of financial statement prepared on a different basis. |
3-241. Accounting practices and procedures for annual and quarterly statements. |
3-245. Repealed, 1998. [Repealed] |
3-250. Repealed, 1998. [Repealed] |
3-260. Repealed, 1998. [Repealed] |
3-270. Retaliatory provision. |
3-280. Effect of provision limiting or excluding insurer's obligation to pay claim of insured eligible for medical assistance. |
3-310. Repealed, 1988. [Repealed] |
3-315. Repealed, 1992. [Repealed] |
3-320. Guaranty fund deposit by foreign insurers may be required by commissioner. |
3-330. Reports of past-due loans and loans in foreclosure to early warning analyst. |
Business Transacted with a Producer-Controlled Property or Casualty Insurer |
3-400. Definitions for KRS 304.3-400 to 304.3-430. |
3-405. Parties subject to KRS 304.3-400 to 304.3-430. |
3-410. Applicability -- Contract between insurer and controlling producer -- Audit committees -- Reporting requirements. |
3-415. Notice to prospective insured disclosing relationship between producer and controlled insurer -- Exceptions. |
3-420. Authority of commissioner -- Actions. |
3-425. Compliance date. |
3-430. Short title for KRS 304.3-400 to 304.3-430. |
Controlling Agents |
3-500. Definitions for KRS 304.3-500 to 304.3-570. |
3-510. Licensing of controlling agent -- Evidence of financial responsibility. |
3-520. Contract between insurer and controlling agent -- Minimum provisions -- Prohibited activities. |
3-530. Duties and responsibilities of insured and controlling agent. |
3-540. Acts of controlling agent -- Examination by commissioner. |
3-550. Penalties. |
3-560. Administrative regulations. |
3-570. Short title for KRS 304.3-500 to 304.3-570. |
Subtitle 4. Fees and Taxes |
4-010. Fees to be prescribed by administrative regulation -- Time prescribed if fees remitted by electronic submission. |
4-015. Repealed, 2000. [Repealed] |
4-020. Payment of funds collected under KRS 304.4-010 into State Treasury. |
4-030. Tax as to unauthorized reinsurance. |
4-040. Revocation of authority for failure to pay. |
Subtitle 5. Kinds of Insurance -- Limits of Risk -- Reinsurance |
5-010. Definitions not mutually exclusive. |
5-020. "Life insurance" defined. |
5-030. "Annuity" defined. |
5-040. "Health insurance" defined. |
5-050. "Property insurance" defined. |
5-060. "Surety insurance" defined. |
5-070. Casualty insurance defined. |
5-080. Inland marine and transportation, "wet" marine insurance defined. |
5-090. "Title insurance" defined. |
5-100. "Mortgage guaranty insurance" defined. |
5-110. "Multiple line" insurers. |
5-120. Limits of risks. |
5-130. "Reinsurance" defined. |
5-140. Reinsurance. |
5-150. Reinsurance treaties and contracts. |
5-155. Insurers authorized to reinsure -- Applicability of section. |
5-160. Health insurance and health care contracts not to cover elective abortions except by optional rider. |
Subtitle 6. Assets and Liabilities |
6-005. "Accounting practices and procedures manual" and "SSAP" defined. |
6-010. "Assets" defined. |
6-020. Assets not allowed. |
6-030. Use of "wash" transactions -- Penalty. |
6-040. Liabilities, in general. |
6-050. Unearned premium reserve. |
6-060. Unearned premium reserve for marine and transportation insurance. |
6-070. Health insurance policy reserves. |
6-080. Title insurance reserves. |
6-090. Mortgage guaranty insurer to maintain statutory contingency reserve -- Release. |
6-100. Loss reserves -- Casualty insurance. |
6-110. Loss reserve -- Mortgage guaranty insurance. |
6-120. Short title. |
6-130. Calculation of reserve liabilities -- Annual valuation. |
6-140. Minimum standards. |
6-145. Minimum standards -- Operative dates. |
6-150. Commissioners reserve valuation method defined. |
6-155. Annuity and endowment contracts other than group annuity. |
6-160. Amount of aggregate reserves. |
6-170. Calculation of reserves. |
6-171. Requirement for actuarial opinion as to appropriate computation of reserves and related items and compliance with state law. |
6-180. Deficiency reserve -- Recognition of premium deficiency reserve. |
6-190. Appraisals for mortgage loans. |
Subtitle 7. Investments |
7-010. Scope of subtitle. |
7-012. Definitions. |
7-020. Repealed, 2000. [Repealed] |
7-030. Repealed, 2000. [Repealed] |
7-040. Repealed, 2000. [Repealed] |
7-050. Repealed, 2000. [Repealed] |
7-060. Repealed, 2000. [Repealed] |
7-070. Repealed, 2000. [Repealed] |
7-080. Repealed, 2000. [Repealed] |
7-085. Repealed, 2000. [Repealed] |
7-090. Repealed, 2000. [Repealed] |
7-100. Repealed, 2000. [Repealed] |
7-110. Repealed, 2000. [Repealed] |
7-120. Repealed, 2000. [Repealed] |
7-130. Repealed, 2000. [Repealed] |
7-140. Repealed, 2000. [Repealed] |
7-145. Repealed, 2000. [Repealed] |
7-150. Repealed, 2000. [Repealed] |
7-160. Repealed, 2000. [Repealed] |
7-170. Repealed, 2000. [Repealed] |
7-180. Repealed, 2000. [Repealed] |
7-190. Repealed, 2000. [Repealed] |
7-200. Repealed, 2000. [Repealed] |
7-205. Repealed, 2000. [Repealed] |
7-210. Repealed, 2000. [Repealed] |
7-220. Repealed, 2000. [Repealed] |
7-230. Repealed, 2000. [Repealed] |
7-240. Special investments of pension, retirement or profit-sharing plan, life insurance, or annuity funds -- Specified separate accounts of insurer. |
7-250. Special investments of title insurers. |
7-260. Repealed, 2000. [Repealed] |
7-263. Venture capital funds or pools. |
7-265. Repealed, 2000. [Repealed] |
7-270. Repealed, 2000. [Repealed] |
7-280. Conversion and incidental rights. |
7-290. Repealed, 2000. [Repealed] |
7-300. Repealed, 2000. [Repealed] |
7-310. Repealed, 2000. [Repealed] |
7-320. Protective agreements and reorganization securities. |
7-330. Investments of foreign insurers. |
7-340. Repealed, 2000. [Repealed] |
7-350. Valuation of assets. |
7-360. Definitions -- Deposits allowed -- Commingling of certain securities -- Records -- Rules and regulations. |
7-361. Duties of insurer's board of directors. |
7-363. Prohibited actions of insurers. |
7-365. Transactions in which officer or director of insurer has a financial interest. |
7-367. Administrative regulations. |
7-401. Application of KRS 304.7-401 to 304.7-423. |
7-403. Limits on investments. |
7-405. Rated credit instruments. |
7-407. Investment pools. |
7-409. Equity interests in business entities. |
7-411. Tangible personal property or equity interests acquired through partnerships, joint ventures, trust certificates, and similar instruments. |
7-413. Permitted acquisitions -- Loan-to-value ratio -- Exemption for certain mortgage loans and credit lease transactions -- Real estate -- Ratios relating to aggregate amount of investments. |
7-415. Securities lending, repurchase, reverse repurchase, and dollar roll transactions. |
7-417. Foreign investments and foreign currency transactions. |
7-419. Derivative transactions -- Hedging -- Income generation -- Counterparty exposure amounts. |
7-421. Loans on security of cash surrender value of life insurance policies. |
7-423. Investment practices that are allowed without regard to limitations of this subtitle. |
7-451. Application of KRS 304.7-451 to 304.7-473. |
7-453. Asset and reserve requirements -- Reconciliation and summary -- Commissioner's actions if insurer is not in compliance. |
7-455. Limitations on investments that are guaranteed by a single person -- Investments in certain rating categories -- Canadian investments. |
7-457. Rated credit investments. |
7-459. Investment pools. |
7-461. Equity interests in business entities. |
7-463. Tangible personal property or equity interests acquired through partnerships, joint ventures, trust certificates, and similar instruments. |
7-465. Permitted acquisitions -- Loan-to-value ratio -- Exemptions for certain mortgage loans and credit release transactions -- Real estate -- Ratios relating to aggregate amount of investments. |
7-467. Securities lending, repurchase, reverse repurchase, and dollar roll transactions. |
7-469. Foreign investments and foreign currency transactions. |
7-471. Derivative transactions -- Hedging -- Income generation -- Counterparty exposure amounts. |
7-473. Investment practices that are allowed without regard to limitations of KRS 304.7-451 to 304.7-473. |
Subtitle 8. Administration of Deposits |
8-010. Deposits of insurers. |
8-020. Deposits to be for benefit of policyholders, creditors, and states. |
8-030. Assets eligible for deposit. |
8-040. Home office real property as deposit. |
8-050. Other real property as deposit. |
8-060. Repealed, 2004. [Repealed] |
8-070. Repealed, 2004. [Repealed] |
8-080. Commonwealth not liable for safekeeping. |
8-090. Depositories. |
8-095. Deposits under trust agreement -- Insurer relieved of liability. |
8-100. Record of deposits. |
8-110. Inventory -- Certificate. |
8-120. Valuation -- Replenishment. |
8-130. Voluntary excess deposit. |
8-140. Dividends on, and exchange of deposited assets -- Collection by commissioner. |
8-150. Deposit of reserves by domestic life insurers. |
8-160. Levy upon deposit. |
8-170. Release of deposit. |
8-180. Access to and removal of deposits. |
8-190. Payments into examination expense revolving fund. |
Subtitle 9. Agents, Consultants, Solicitors and Adjusters |
9-010. Application of subtitle. |
9-020. Definitions for subtitle. |
9-030. Available insurance agent licenses. |
9-035. Insurer liable for acts of its agents. |
9-040. "Consultant" defined. |
9-050. Repealed, 2000. [Repealed] |
9-051. Definitions for KRS 304.9-052 and 304.9-371 to 304.9-377. |
9-052. Administrator -- License requirements -- Service of process. |
9-060. Repealed, 2000. [Repealed] |
9-070. Repealed, 2010. [Repealed] |
9-080. Licensure requirements -- Forms. |
9-085. Managing general agent -- License -- Duties. |
9-090. Exceptions to licensure requirements. |
9-100. Purpose of license -- "Controlled business" -- Exceptions. |
9-105. General qualifications for agent license. |
9-107. Persons exempt from provisions of KRS 304.9-105(1)(e)1. and 2. -- Administrative regulations. |
9-110. Repealed, 1978. [Repealed] |
9-120. Licensure of residents as agents. |
9-130. Licensing of business entities as agents. |
9-133. Individuals designated to act under business entity license -- Filing of designation notice -- Exercise of license -- Responsibility of insurer for acts of designated individuals. |
9-135. Requirements for financial institutions engaging in insurance agency activities -- Administrative regulations -- Activities of officers or employees of financial institution. |
9-136. Repealed, 2002. [Repealed] |
9-140. Licensure of nonresidents as agents. |
9-142. Repealed, 2002. [Repealed] |
9-150. Application for license issued under this subtitle, surplus lines broker license, life settlement broker license, or life settlement provider license. |
9-160. Examination for license -- Application for examination. |
9-170. Exemptions from prelicensing education or examination. |
9-180. Scope of examination -- Reference material. |
9-190. Conduct of examinations. |
9-200. Contents of license -- Change of address -- Refundability of fees. |
9-210. Specific contents of agent's and consultant's licenses. |
9-220. Repealed, 2000. [Repealed] |
9-230. Limited line licenses -- Prelicensing requirements. |
9-240. Insurance vending machines. |
9-250. Authority under license -- Assignability. |
9-260. Continuation and expiration of license -- Receipt of renewal fees -- Continuing education documentation. |
9-270. Appointment of agents -- Criminal background check -- Continuation -- Permitted and prohibited actions by agents and insurers. |
9-280. Termination of licensee's appointment -- Notice requirements -- Civil immunity -- Confidential and privileged information -- Commissioner's use of information. |
9-290. Rights of agent following termination of appointment. |
9-295. Biennial continuing education requirements for licensed agents and independent and public adjusters -- Exceptions -- Courses -- Number of hours -- Failure to complete -- Penalty. |
9-300. Temporary license as agent -- Conditions -- Sponsor may be required. |
9-310. Temporary licenses -- Rights and limitations. |
9-320. Qualifications for license as consultant -- Coverage of consultant license. |
9-330. Consultant to file proof of liability insurance -- Consultant's deposit of cash or bond. |
9-340. Repealed, effective July 15, 1982. [Repealed] |
9-350. Compensation of agent operating under a disclosure agreement -- Requirements. |
9-360. Obligation to serve interest of client. |
9-370. Service of process against nonresident licensee under this subtitle or surplus lines broker. |
9-371. Written agreement of administrator. |
9-372. Payments to administrator. |
9-373. Books and records maintained by administrator -- Access by commissioner. |
9-374. Administrator's use of advertising. |
9-375. Fiduciary accounts. |
9-376. Claims paid on behalf of insurer -- Compensation of administrator. |
9-377. Written notice to insureds when administrator's services utilized. |
9-380. Repealed, 2000. [Repealed] |
9-390. Place of agent's business -- Display of licenses -- Records. |
9-400. Reporting and accounting for premiums. |
9-410. Exchange of business -- Excess or rejected risks -- Regulation of volume of business by commissioner. |
9-420. Repealed, effective July 13, 1984. [Repealed] |
9-421. Sharing of commissions prohibited. |
9-425. Payment or acceptance of commission, brokerage, or other valuable consideration -- Exception. |
9-432. Apprentice adjuster -- License -- Rights and limitations -- Application -- Qualifications -- Terms and conditions. |
9-433. Contract between public adjuster and insured -- Contents -- Duties of public adjuster. |
9-434. Repealed, 2000. [Repealed] |
9-435. Records to be maintained by public adjusters. |
9-436. Authorized insurer prohibited from doing business in Kentucky with unlicensed adjuster or administrator. |
9-440. Probation, suspension, revocation, and refusal of license -- Grounds -- Penalty. |
9-450. Procedure following suspension, revocation, nonrenewal, or denial of license. |
9-455. Repealed, 2000. [Repealed] |
9-460. Return of license to commissioner. |
9-465. Denial or suspension of license or appointment -- Conditional license -- Hearing. |
9-467. Notification of surrender or termination of license -- Report of administrative action -- Notification of service of complaint or indictment -- Documentation of resolution. |
9-470. Prohibited practices in replacement or repair of automobile glass -- Penalties. |
9-475. Travel insurance offered by travel retailer on behalf of limited lines travel insurance producer -- Requirements. |
9-480. Repealed, 2005. [Repealed] |
9-485. Repealed, 2010. [Repealed] |
9-490. Repealed, 2002. [Repealed] |
Rental Vehicle Insurance |
9-501. Repealed, 2010. [Repealed] |
9-503. Repealed, 2010. [Repealed] |
9-505. License for business entity to act as rental vehicle agent -- Registration fee and licensed managing employee for each business location -- Application and qualifications for license. |
9-507. Conditions under which license authorizes employee or representative to transact business -- Licensee may not hold self out as insurance agent without applicable license. |
9-509. Consumer protection disclosures to be included with rental vehicle agreement. |
9-511. Rental vehicle agent may not handle insurance that is not sold in conjunction with rental vehicle transaction. |
9-513. Repealed, 2010. [Repealed] |
Reinsurance Intermediaries |
9-700. Definitions for KRS 304.9-700 to 304.9-759. |
9-705. Reinsurance intermediary license required -- Exemption. |
9-710. Written authorization between reinsurance intermediary broker and an insurer. |
9-715. Records of transactions of reinsurance intermediary brokers. |
9-720. Insurers required to engage services of only licensed reinsurance intermediary brokers. |
9-725. Minimum contract provisions. |
9-730. Certain actions by reinsurance intermediary managers prohibited. |
9-735. Reinsurers required to engage services of only licensed reinsurance managers. |
9-740. Examination of reinsurance intermediaries. |
9-745. Suspension or revocation of license -- Imposition of penalties. |
9-750. Administrative regulations. |
9-759. Short title for KRS 304.9-700 to 304.9-759. |
Portable Electronics Insurance |
9-780. Portable electronics insurance retailer license -- Duties of supervising entity -- Qualifications and application for license -- Penalties. |
9-782. Conditions under which license authorizes employee or representative to sell portable electronics insurance -- Restrictions on licensees. |
9-784. Duty to disclose information regarding portable electronics insurance coverage -- Standards -- Billing and collection of charges -- Notice and correspondence. |
Subtitle 10. Surplus Lines |
10-010. Short title. |
10-020. Exemptions from Surplus Lines Law. |
10-030. Definitions for Subtitle 10. |
10-040. Conditions for export -- Exceptions relating to diligent effort. |
10-050. Broker's affidavit. |
10-060. Open lines for export. |
10-070. Eligible surplus lines insurers. |
10-080. Evidence of the insurance -- Changes -- Penalty. |
10-090. Indorsement of contract. |
10-100. Surplus lines insurance valid. |
10-110. Liability of insurer as to losses and unearned premiums. |
10-120. Licensing of surplus lines brokers -- Reciprocity -- Termination. |
10-130. Suspension or revocation of broker's license. |
10-140. Broker's evidence of financial responsibility and bond. |
10-150. May accept business from agents. |
10-160. Records of broker. |
10-170. Quarterly statement of broker. |
10-180. Taxes on surplus lines. |
10-190. Repealed, 1982. [Repealed] |
10-200. Legal process against surplus lines insurer. |
10-210. Rules and regulations. |
Surplus Lines Insurance Multi-State Compliance Compact |
10-400. Surplus Lines Insurance Multi-State Compliance Compact. |
Subtitle 11. Unauthorized Insurers -- Prohibitions and Process |
11-010. Short title. |
11-020. Unauthorized Insurer's Law -- Exemptions. |
11-030. Prohibition of unauthorized insurance business -- Applicability of law -- Liability of person acting as agent -- Commissioner's power to enjoin. |
11-040. Service of process on unauthorized persons doing acts of insurance business in Kentucky -- Requirements for defense of action -- Reports to commissioner required. |
11-042. Disclosure agreement for compensation received by an agent from an insurer or client for placement of insurance and service rendered to client. |
11-045. Jurisdiction over providers of health care benefits. |
11-050. Premium tax on unauthorized insurer. |
Subtitle 12. Trade Practices and Frauds |
12-010. Unfair competition -- Unfair, deceptive practices prohibited. |
12-013. Prohibited unfair or deceptive practices in the writing of insurance. |
12-015. Repealed, effective July 15, 1986. [Repealed] |
12-020. Advertisements in general. |
12-030. Replacement life insurance -- "Twisting" prohibited. |
12-035. Beneficiaries' Bill of Rights. |
12-040. False financial statements. |
12-050. Advertisement of assets, liabilities. |
12-060. Defamation. |
12-070. Boycott, coercion and intimidation. |
12-080. Unfair discrimination prohibited. |
12-085. Denial of insurance because of race, color, religion, national origin, or sex prohibited -- Genetic tests. |
12-090. Rebates prohibited. |
12-100. Exceptions to discrimination and rebate prohibition. |
12-110. Illegal inducements prohibited. |
12-112. Prohibition against advertising, offering, or providing free insurance concerning consumer goods or related services. |
12-120. Desist order for defined or prohibited practices. |
12-130. Curtailment of undefined practices. |
12-140. Coercion in requiring insurance. |
12-150. Notice of free choice of agent or insurer. |
12-160. Certain fees for handling insurance transactions in connection with loans prohibited. |
12-170. Repealed, 2002. [Repealed] |
12-180. Interlocking ownership, management. |
12-190. Illegal dealing in premiums. |
12-200. Insurer name -- Deceptive use prohibited. |
12-210. Repealed, 1988. [Repealed] |
12-211. Domestic violence and abuse as reason for insurer's limitation or denial of coverage. |
12-215. Discrimination on basis of blindness prohibited -- Application. |
12-220. Definition. |
12-230. Unfair claims settlement practices. |
12-235. Time of payment of claims. |
12-240. Regulations relating to payment and disclosure by life insurers when funds are used for preneed funeral contracts or prearrangements. |
12-250. Exclusion of work-related health condition as unfair or deceptive trade practice for health insurance policies. |
12-255. Refusal to provide requested Medicaid information as unfair or deceptive trade practice for health insurer or administrator. |
12-257. Administrative regulations to protect Armed Forces service members from dishonest and predatory insurance sales practices. |
12-260. Prohibition against refusal of liability insurer to pay on policy for school's posting of Ten Commandments. |
12-270. Prohibited actions in connection with rental reimbursement coverage under automobile insurance policy. |
12-275. Claimant's right to repair facility of choice -- Appraisal of damaged vehicle to include notice of right to choose -- Exemption. |
Subtitle 13. Rates and Rating Organizations |
13-010. Repealed, 1982. [Repealed] |
13-011. Definitions for subtitle. |
13-020. Repealed, 1982. [Repealed] |
13-021. Scope of KRS 304.13-011 to 304.13-161. |
13-030. Repealed, 1982. [Repealed] |
13-031. Rate standards in noncompetitive market. |
13-040. Repealed, 1982. [Repealed] |
13-041. Monitoring market competition. |
13-043. Repealed, 2004. [Repealed] |
13-050. Repealed, 1982. [Repealed] |
13-051. Filing rates and rate information -- When filing becomes effective. |
13-053. Filing procedures for rates for use after December 31, 1998. |
13-055. Reduction of rates effective upon filing. |
13-057. Rates based on Kentucky experience. |
13-058. Rate increases to apply prospectively. |
13-060. Repealed, 1982. [Repealed] |
13-061. Information that may support rate filing -- Administrative regulations on recording and reporting rates and other information. |
13-063. Automobile liability and physical damage insurance provision for reduction in premium charges. |
13-065. Premium reductions for motor vehicles equipped with antitheft device. |
13-070. Repealed, effective July 15, 1982. [Repealed] |
13-071. Disapproval of rates and rate filings. |
13-075. Exceptions to insurer's use of credit information. |
13-080. Repealed, 1982. [Repealed] |
13-081. Filings open to inspection -- Consumer information system. |
13-090. Repealed, 1982. [Repealed] |
13-091. License for advisory organization, statistical agent, or form provider -- Refusal to supply services -- Application for license -- Fees. |
13-100. Excess rates. |
13-110. Repealed, effective July 15, 1982. [Repealed] |
13-111. Advisory organization or statistical agent activities prohibited. |
13-120. Repealed, 1982. [Repealed] |
13-121. Authorized activities for advisory organizations. |
13-130. Repealed, 1982. [Repealed] |
13-131. Insurer and advisory organization activities prohibited. |
13-140. Repealed, 1982. [Repealed] |
13-141. Examination of insurers, pools, advisory organizations, statistical agents, form providers, residual market, and joint underwriting organizations. |
13-150. Repealed, 1982. [Repealed] |
13-151. Insurer participation in pools, joint underwriting, joint reinsurance pools, and residual market mechanisms. |
13-160. Repealed, 1982. [Repealed] |
13-161. Review of application of rating system to an insured -- Appeal to commissioner -- Notification of review rights to workers' compensation insureds. |
13-163. Authorized activities for statistical agents. |
13-165. Information to be filed by advisory organization. |
13-169. Withholding information or giving false information. |
13-170. Repealed, 1982. [Repealed] |
13-171. Property or casualty insurance policy underwriting fee -- Requirement for prior approval. |
13-180. Repealed, 1982. [Repealed] |
13-190. Repealed, 1982. [Repealed] |
13-200. Repealed, 1982. [Repealed] |
13-210. Repealed, 1982. [Repealed] |
13-220. Repealed, 1982. [Repealed] |
13-230. Repealed, 1982. [Repealed] |
13-240. Repealed, 1982. [Repealed] |
13-250. Repealed, 1982. [Repealed] |
13-260. Repealed, 1982. [Repealed] |
13-270. Repealed, 1982. [Repealed] |
13-280. Repealed, 1982. [Repealed] |
13-290. Repealed, 1982. [Repealed] |
13-300. Repealed, 1982. [Repealed] |
13-310. Repealed, 1982. [Repealed] |
13-320. Penalty for violation. |
13-330. Repealed, 1982. [Repealed] |
13-335. Certain rates to be based on Kentucky experience. |
13-340. Phase-out of Workers' Compensation Insurance Plan -- Transfer of insureds to Employers' Mutual Insurance Authority. |
Fire Protection Classification Review and Appeal |
13-350. Functions of commissioner. |
13-355. Appeal of fire protection classification. |
13-360. Investigatory powers of the commissioner. |
13-365. Hearing -- Final orders. |
13-370. Increase in fire insurance premiums prohibited until the running of the appeal period or until approval by the board of the classification assigned. |
13-380. Reports of fire calls by fire departments -- Monthly summaries to be sent to commissioner. |
13-390. Failure of insurer to report losses from fire to state fire marshal -- Notification to commissioner -- Penalty. |
13-400. Deductible workers' compensation policy. |
13-410. Premium reduction for deductible workers' compensation policy. |
13-412. Workers' compensation premium -- Credit for certified drug-free workplace program at coal mine. |
13-415. Experience modification factor for workers' compensation -- Written explanation to workers' compensation policyholders -- Authority for administrative regulations. |
13-420. Financial responsibility requirement. |
Subtitle 14. The Insurance Contract |
14-010. Scope of subtitle. |
14-020. "Policy" defined. |
14-030. "Premium" defined -- "Late charge" authorized. |
14-040. Insurable interest. |
14-050. Insurable interest -- Exception when certain institutions designated beneficiary. |
14-060. Insurable interest, property. |
14-070. Power to contract -- Purchase of insurance by minors. |
14-080. Consent of insured -- Life, health insurance. |
14-085. Violation of insurable interest for person without insurable interest to pay premiums on life insurance in exchange for ownership in death benefit. |
14-090. Alteration of application. |
14-100. Application as evidence. |
14-110. Representations in applications. |
14-120. Filing and approval of forms. |
14-130. Grounds for disapproval. |
14-135. Uniform health insurance claim forms. |
14-140. Standard provisions, in general. |
14-150. Contents of policies in general. |
14-160. Additional policy contents. |
14-170. Charter, bylaw provisions. |
14-180. Must contain entire contract -- Exception concerning additional benefits. |
14-190. Execution of policies. |
14-200. Underwriters' and combination policies. |
14-210. Validity and construction of noncomplying forms. |
14-220. Binders. |
14-230. Delivery of policy. |
14-240. Renewal of policy. |
14-250. Assignability -- Rights of insurer, assignee. |
14-260. Payment discharges insurer. |
14-270. Forms for proof of loss furnished. |
14-280. Claims administration not waiver. |
14-290. Dividends payable to real party. |
14-300. Exemptions of proceeds, life insurance. |
14-310. Exemption of proceeds, health insurance. |
14-320. Exemption of proceeds, group insurance. |
14-330. Exemption of proceeds, annuity contracts -- Assignability of rights. |
14-340. Rights of married women in life insurance. |
14-350. Retention of proceeds of policy by company. |
14-360. Construction of policies. |
14-370. Jurisdiction of courts, limitation of actions. |
14-375. Time limit for seeking reimbursement of health insurance overpayment. |
14-380. Venue of suits against insurers. |
14-400. Interest on payment from insuring company. |
14-410. Use by insurer of itemized statement furnished to paying patient prohibited. |
Insurance Policy Simplification |
14-420. Minimum standards regulations. |
14-430. Policy cover sheet -- Commissioner approval. |
14-435. English language requirement for forms, policy, and claim-related information -- Requirements for non-English version -- Use and effect of translations. |
14-440. Policies to be readable -- Factors to be considered. |
14-450. Policies to be legible -- Factors to be considered -- Type face style approved by commissioner. |
Medicare Supplement Insurance |
14-500. Definitions for KRS 304.14-510 to 304.14-550. |
14-510. Minimum standards regulations. |
14-520. Claim denial restriction. |
14-530. Regulations establishing minimum standards for loss ratios. |
14-540. Outline of coverage to be delivered to applicant. |
14-545. Cancellation of Medicare supplement -- Return of unearned premium. |
14-550. Notice of policy return right and premium refund. |
Consumer's Guide |
14-560. Consumer's guide to long-term care insurance -- Compilation -- Distribution -- Payment. |
Long-Term Care Insurance |
14-600. Definitions for KRS 304.14-600 to 304.14-625. |
14-605. Purpose and application to policies of KRS 304.14-600 to 304.14-625. |
14-610. Group policy issued in another state. |
14-615. Required standards and disclosures -- "Pre-existing condition" defined -- Right to return policy. |
14-617. Services required to be included in coverage for assisted living benefits and for adult day care services. |
14-620. Administrative regulations on marketing practices. |
14-622. Cancellation of long-term care insurance policy -- Return of unearned premium. |
14-625. Short title for KRS 304.14-600 to 304.14-625. |
14-630. Administrative regulations relating to premium rates for long-term care benefits. |
14-635. Administrative regulations relating to incidental long-term care benefits. |
Kentucky Long-Term Care Partnership Insurance Program |
14-640. Definitions for KRS 205.619 and 304.14-640 to 304.14-644. |
14-642. Kentucky Long-Term Care Partnership Insurance Program -- Policy component requirements -- Administrative regulations. |
14-644. Required disclosure of availability of Kentucky Long-Term Care Partnership Insurance Program. |
Short-Term Nursing Home Insurance |
14-650. Definition for KRS 304.14-650 to 304.14-675. |
14-655. Short-term nursing home products subject to statutes. |
14-660. Administrative regulations relating to short-term nursing home insurance policies. |
14-665. Administrative regulations establishing loss ratio standards. |
14-670. Right to return policy or certificate and to have premium refunded -- Notice -- Proof of delivery of policy. |
14-675. Coverage for services received in an assisted living community or adult day care facility. |
Subtitle 15. Life Insurance and Annuity Contracts |
15-010. Scope of Subtitle 15. |
15-020. Definitions. |
15-030. "Ordinary" and "industrial" insurance construed. |
15-035. Securities Act of Kentucky not preempted by subtitle. |
15-040. Standard provisions required. |
15-045. Letter of acceptance and financing agreement to be part of college life insurance policy. |
15-050. Payment of premiums -- Return of policy. |
15-060. Grace period. |
15-070. Entire contract. |
15-075. Notice of policy owner's rights -- Contents -- Conditions requiring notice to be given -- Application to policies $100,000 or greater permitted. |
15-080. Incontestability. |
15-090. Misstatement of age or sex. |
15-100. Dividends. |
15-110. Policy loans. |
15-115. Life insurance policy loan interest rates. |
15-120. Table of installments. |
15-130. Reinstatement. |
15-140. Repealed, 1994. [Repealed] |
15-150. Beneficiary, industrial policies. |
15-160. Title. |
15-170. Excluded or restricted coverage. |
15-175. Notice by insurer of paid-up life insurance policy. |
15-180. Standard provisions -- Annuity and pure endowment contracts. |
15-190. Grace period -- Annuities. |
15-200. Incontestability -- Annuities. |
15-210. Entire contract -- Annuities. |
15-220. Misstatement of age or sex -- Annuities. |
15-230. Dividends -- Annuities. |
15-240. Reinstatement -- Annuities. |
15-250. Standard provisions -- Reversionary annuities. |
15-260. Limitation of liability. |
15-270. Incontestability, limitation of liability after reinstatement. |
15-280. Prohibited provisions. |
15-290. Provisions required by law of other jurisdiction. |
15-300. Short title. |
15-310. Nonforfeiture provisions. |
15-312. Policies without cash surrender value. |
15-315. Standard Nonforfeiture Law for Individual Deferred Annuities. |
15-320. Cash surrender value. |
15-322. Notification of insured of cash surrender value. |
15-330. Paid-up nonforfeiture benefits. |
15-340. Adjusted premiums. |
15-342. Adjusted premiums operative at option of insurer or on January 1, 1989. |
15-344. Commissioner's approval. |
15-350. Calculation of cash surrender value and paid-up nonforfeiture benefit of certain policies on default. |
15-352. Cash surrender value -- Nonforfeiture factor. |
15-360. Exceptions. |
15-365. Standard Nonforfeiture Law for Individual Deferred Annuities of 2005. |
15-370. Disposition of miscellaneous proceeds. |
15-380. Participating, nonparticipating policies -- Right to issue. |
15-390. Pension, retirement, profit-sharing, life insurance, or annuity agreements -- Separate accounts. |
15-400. Prohibited policy plans. |
15-410. Minimum reserves. |
15-420. Unclaimed Life Insurance Benefits Act. |
Life Settlements |
15-700. Licensing requirements governing life settlement providers and brokers -- Contracts -- Commissioner's approval required -- Forms. |
15-702. Permitted questioning of life insurance applicant concerning financing of premium payments. |
15-705. Commissioner's authority to examine -- Retention and inspection of records. |
15-708. Emergency cease and desist order when public health, safety, or welfare is endangered -- Fee. |
15-709. Remedies of department and of persons damaged by life settlement violations. |
15-710. Life settlement provider's duties of disclosure to owner. |
15-712. Permitted and prohibited life insurance advertising and marketing. |
15-715. Requirements for life settlement contracts. |
15-716. Violation due to time of contract -- Conditions -- Procedure -- Satisfaction of requirements. |
15-717. Circumstances under which life settlement transactions are unlawful -- Required statement regarding false information -- Furnishing information regarding fraudulent life settlement acts. |
15-718. Requirements governing execution of life settlement contracts. |
15-719. Annual statement to be filed with commissioner -- Administrative regulations. |
15-720. Powers of commissioner. |
15-725. KRS 304.15-020 and KRS 304.15-700 to 304.15-720 subject to Subtitle 12 of this chapter. |
Subtitle 16. Group Life Insurance |
16-010. Scope of subtitle -- Short title. |
16-020. Contracts must meet group requirements. |
16-030. Employee groups. |
16-035. "Employee" defined. |
16-040. Debtor groups. |
16-050. Labor union groups. |
16-060. Trustee groups. |
16-070. Public employee groups. |
16-080. Association groups. |
16-085. Dependents' coverage. |
16-090. Credit union groups. |
16-100. Repealed, 1978. [Repealed] |
16-110. Provisions required in group contracts. |
16-115. Discretionary groups -- Requisite findings of commissioner. |
16-120. Grace period. |
16-130. Incontestability. |
16-140. Application to be attached to policy -- Legal effect of statements in contract. |
16-150. Evidence of insurability. |
16-160. Effect of misstatement of age. |
16-170. Beneficiary. |
16-180. Certificate -- Filing -- Approval. |
16-190. Conversion on termination of eligibility. |
16-200. Conversion on termination of policy. |
16-210. Death pending conversion. |
16-220. Information to debtor. |
16-230. Application of dividends, rate reductions. |
Subtitle 17. Health Insurance Contracts |
17-010. Short title. |
17-020. Scope of subtitle. |
17-030. Scope and format of policy. |
17-040. Required provisions -- Captions -- Omissions -- Substitutions. |
17-042. Coverage for newly born children from moment of birth. |
17-050. Policy as entire contract -- Authority to change. |
17-060. Limitation on defenses -- Incontestability. |
17-070. Grace period -- Cancellation. |
17-080. Reinstatement. |
17-090. Notice of claim. |
17-100. Forms for proof of loss. |
17-110. Time for filing proof of loss. |
17-120. Time of payment of claims. |
17-130. Person to whom indemnity payable. |
17-140. Physical examination and autopsy. |
17-150. Time for bringing suit. |
17-160. Change of beneficiary. |
17-170. Right to examine and return policy. |
17-180. Optional policy provisions. |
17-185. Optional nursery care coverage for a well newly born child. |
17-190. Change of occupation. |
17-200. Misstatement of age. |
17-210. Other insurance in same insurer. |
17-220. Insurance with other insurers -- Expense incurred benefits -- "Other valid coverage." |
17-230. Insurance with other insurers -- Other benefits -- "Other valid coverage." |
17-240. Relation of earnings to insurance. |
17-250. Deduction of unpaid premium. |
17-260. Conformity with state statutes. |
17-270. Renewability. |
17-275. Repealed, 1994. [Repealed] |
17-280. Illegal occupation. |
17-290. Use of intoxicants, narcotics and hallucinogenics. |
17-300. Method of printing provisions. |
17-305. Indemnity payable for services performed by optometrists, osteopaths, physicians, chiropractors, or podiatrists. |
17-310. Family expense health insurance. |
17-311. Medicare supplement insurance for persons not eligible for Medicare by reason of age. |
17-312. Definitions. |
17-313. Individual health insurers to offer home health care coverage -- Conditions. |
17-314. Repealed, 1992. [Repealed] |
17-315. Policy covering services performed by dentist deemed to cover such services performed by physician. |
17-316. Coverage for mammograms. |
17-3163. Coverage for medical and surgical benefits with respect to mastectomy, diagnosis and treatment of endometrioses and endometritis, and bone density testing -- Duties of insurer. |
17-3165. Coverage for treatment of breast cancer. |
17-317. Ambulatory surgical centers, coverage. |
17-318. Coverage for treatment for mental illness. |
17-3185. Coverage for services of licensed psychologist or licensed clinical social worker. |
17-319. Coverage for treatment of temporomandibular joint disorders and craniomandibular jaw disorders. |
17-320. Third party ownership. |
17-330. Requirement of other jurisdictions. |
17-340. Conforming to statute. |
17-350. Age limit. |
17-360. Prohibited policy plans -- Provisions. |
17-370. Incontestability after reinstatement. |
17-380. Filing of rates. |
17-383. Procedure for approval of rate filing containing increase. |
17-390. Franchise plan health insurance -- Franchise plan disability insurance. |
17-400. Repealed, 1982. [Repealed] |
17-410. Repealed, 2000. [Repealed] |
17-412. Requirements for insurer that issues policy or administers program providing for utilization review of benefits. |
17-415. Cancellation of health insurance policy -- Return of unearned premium. |
Subtitle 17A. Health Benefit Plans |
17A-005. Definitions for subtitle. |
17A-010. Repealed, 1998. [Repealed] |
17A-020. Repealed, 1998. [Repealed] |
17A-030. Repealed, 1998. [Repealed] |
17A-040. Repealed, 1998. [Repealed] |
17A-050. Repealed, 1998. [Repealed] |
17A-060. Repealed, 1998. [Repealed] |
17A-070. Repealed, 1998. [Repealed] |
17A-071. Repealed, 2010. [Repealed] |
Miscellaneous Provisions |
17A-080. Health Insurance Advisory Council -- Powers -- Duties -- Members -- Expenses and supplies. |
17A-090. Repealed, 1998 [Repealed] |
17A-095. Insurer issuing health benefit plan must file rates and charges -- Commissioner's approval -- Policy forms -- Administrative regulations -- Hearing. |
17A-0952. Premium rate guidelines for individual, small group, and association plans. |
17A-0954. Definitions for section -- Premium rate guidelines for employer-organized association plans. |
17A-096. Basic health benefit plans permitted for individual, small group, and association markets -- Required coverage -- Exclusions from coverage. |
17A-097. Disclosure of coverage levels in basic health benefit plan. |
17A-098. Rewards or incentives to participate in voluntary wellness or health improvement program. |
17A-100. Repealed, 1998. [Repealed] |
17A-110. Repealed, 1998. [Repealed] |
17A-120. Repealed, 1998. [Repealed] |
17A-130. Repealed, 1998. [Repealed] |
17A-131. Coverage for cochlear implants. |
17A-132. Coverage for hearing aids. |
17A-133. Coverage for mammograms. |
17A-135. Coverage for treatment of breast cancer. |
17A-136. Coverage for cancer clinical trials. |
17A-137. Repealed, 2002. [Repealed] |
17A-140. Coverage applicable to children to include legally-adopted children. |
17A-141. Definitions for KRS 304.17A-141, 304.17A-142, and 304.17A-143. |
17A-142. Coverage for autism spectrum disorders -- Limitations on coverage -- Utilization review -- Reimbursement not required. |
17A-143. Coverage for treatment of autism in the individual and small group market -- Limitation -- Definitions. |
17A-145. Maternity coverage to include specified amounts of inpatient care for mothers and newly-born children -- Exemption. |
17A-146. Coverage for registered nurse first assistant. |
17A-147. Coverage for surgical first assisting or intraoperative surgical care to include services performed by certified surgical assistant. |
17A-1473. Coverage for surgical first assisting or intraoperative surgical care to include services performed by certified surgical assistant or physician assistant. |
17A-148. Coverage for diabetes. |
17A-149. Coverage for anesthesia and services in connection with dental procedures for certain patients. |
17A-150. Unfair trade practices -- Penalties. |
17A-155. Prohibition against denial of coverage to victims of domestic violence. |
17A-160. Repealed, 1998. [Repealed] |
17A-161. Definitions for KRS 304.17A-161 and 304.17A-162. |
17A-162. Contract between pharmacy benefit manager and contracted pharmacy -- Contents -- Resolution of disputes over maximum allowable cost pricing -- Duties of pharmacy benefit manager. |
17A-163. Override of restrictions on medication sequence in step therapy or fail-first protocol. |
17A-165. Prescription drug coverage to include exceptions or override policy for refills of covered drugs -- Limitations and exclusions. |
17A-170. Definitions for KRS 304.17A-170 and 304.17A-171. |
17A-171. Requirements for health benefit plans that include chiropractic benefits. |
17A-173. Payment for coverage of services within scope of practice of optometrists. |
17A-175. Limitation on amount of copayment or coinsurance charged for services rendered by chiropractor or optometrist. |
17A-177. Limitation on amount of copayment or coinsurance charged for services rendered by occupational or physical therapist -- Insurer to clearly state coverage. |
17A-210. Repealed, 2000. [Repealed] |
17A-220. Pre-existing condition exclusion in group coverage -- Definitions for section. |
17A-230. Pre-existing condition exclusion in individual market -- Prohibition against use of genetic information -- Administrative regulations. |
17A-240. Renewal or continuation -- Ground for nonrenewal, cancellation, or discontinuance. |
17A-243. Grace period for unpaid premiums. |
17A-245. Required notice of cancellation -- Procedure -- Refund of unearned premium. |
17A-250. Standard health benefit plan -- Individual or small group markets -- Writing requirement for provider participation -- Time limit for rate quote -- Notice of denial of coverage. |
17A-252. Health benefit plan not required to include state-mandated benefits enacted after issuance. |
17A-254. Duties of insurer offering health benefit plan. |
17A-256. Options for dependent coverage under group health benefit plans -- Disclaimer. |
17A-257. Coverage under health benefit plan for colorectal cancer examinations and laboratory tests. |
17A-258. Coverage under health benefit plan for therapeutic food, formulas, supplements, and low-protein modified food products. |
17A-260. Repealed, 2002. [Repealed] |
17A-270. Nondiscrimination against provider in geographic coverage area. |
17A-275. Health benefit plan not to discriminate against physician on basis of degree in medicine or osteopathy. |
17A-280. Repealed, 2000. [Repealed] |
17A-290. Prohibition against renewal of nonstate employees and small groups under KRS 18A.2251 or 18A.2281. |
17A-300. Provider-sponsored integrated health delivery network -- Qualifications -- Fees -- Network subject to provisions of other subtitles. |
17A-310. Financial solvency requirements for network. |
17A-320. Certificate of filing for employer-organized association -- Effect -- Revocation. |
17A-330. Self-insurance reporting requirements -- Exemption. |
17A-340. Restrictions on use of Kentucky Children's Health Insurance Program allocated funds. |
17A-350. Repealed, 2002. [Repealed] |
Kentucky Guaranteed Acceptance Program |
17A-400. Repealed, 2000. [Repealed] |
17A-410. Definitions for KRS 304.17A-400 to 304.17A-480. |
17A-420. Repealed, 2000. [Repealed] |
17A-430. Criteria for program plan -- Alternative underwriting. |
17A-440. Repealed, 2000. [Repealed] |
17A-450. Cost-containment feature requirement for program plans. |
17A-460. Repealed, 2000. [Repealed] |
17A-470. Repealed, 2000. [Repealed] |
17A-480. Repealed, 2000. [Repealed] |
Managed Care Plans |
17A-500. Definitions for KRS 304.17A-500 to 304.17A-590. |
17A-505. Disclosure of terms and conditions of health benefit plan -- Filing with department. |
17A-510. Notification by insurer offering managed care plans of availability of printed document. |
17A-515. Requirements for managed care plan. |
17A-520. Enrollee choice of primary care providers. |
17A-525. Standards for provider participation -- Mechanisms for consideration of provider applications -- Policy for removal or withdrawal. |
17A-527. Filing of provider agreements, risk-sharing arrangements, and subcontract agreements with commissioner -- Contents -- Disclosure of financial information not required. |
17A-530. Prohibition against contract limiting disclosure to patient of patient medical condition or treatment options. |
17A-532. Prohibition against contract requiring mandatory use of hospitalist. |
17A-533. Repealed, 2004. [Repealed] |
17A-535. Drug utilization waiver program -- Limitations on generic substitution -- Application to drug formulary. |
17A-540. Disclosure of limitations on coverage -- Denial letter. |
17A-550. Out-of-network benefits. |
17A-555. Patient's right of privacy regarding mental health or chemical dependency -- Authorized disclosure. |
17A-560. Most-favored-nation provision. |
17A-565. Commissioner to enforce KRS 304.17A-500 to 304.17A-570 -- Administrative regulations. |
17A-570. Applicability of KRS 304.17A-500 to 304.17A-570 for health insurance contracts or certificates. |
17A-575. Definitions for KRS 304.17A-575 to 304.17A-578. |
17A-576. Notice by managed care plan insurer of health care provider's application for credentialing -- Payments to applicant. |
17A-577. Disclosure of payment or fee schedule to managed care plan health care provider -- Disclosure of schedule change -- Confidentiality of payment information. |
17A-578. Notice to health care provider of material change to managed care plan. |
17A-590. Participating provider directories. |
Utilization Reviews |
17A-600. Definitions for KRS 304.17A-600 to 304.17A-633. |
17A-603. Application of KRS 304.17A-600 to 304.17A-633. |
17A-605. Requirements and procedures for utilization review -- Exception for private review agent operating under contract with the federal government. |
17A-609. Emergency administrative regulations governing utilization review and internal appeal to be promulgated by the department. |
17A-611. Prohibition against retrospective denial of coverage for health care services under certain circumstances. |
17A-613. Emergency administrative regulations governing registration of insurers and private review agents seeking to conduct utilization reviews -- Procedure for handling complaints. |
17A-615. Prohibition against denying or reducing payments under certain circumstances. |
17A-617. Internal appeals process -- Procedures -- Review of coverage denials. |
17A-621. Independent External Review Program established. |
17A-627. Certification as independent review entity -- Requirements and restrictions. |
17A-629. Administrative regulations to implement provisions of KRS 304.17A-621, 304.17A-623, 304.17A-625, 304.17A-627, 304.17A-629, and 304.17A-631. |
17A-631. Time for insurers to comply with administrative regulations. |
17A-633. Commissioner to report to Interim Joint Committee on Banking and Insurance and to Governor -- Contents of report. |
Emergency Medical Conditions |
17A-640. Definitions for KRS 304.17A-640 et seq. |
17A-641. Treatment of a stabilized covered person with an emergency medical condition in a nonparticipating hospital's emergency room. |
17A-643. Treatment of covered person under special circumstances. |
17A-645. Covered person's access to participating nonprimary care physician specialist. |
17A-647. Covered person's access to participating obstetrician or gynecologist -- Authorization for annual pap smear without referral. |
17A-649. Administrative regulations for the implementation of KRS 304.17A-640 et seq. |
Mental Health Conditions |
17A-660. Definitions for KRS 304.17A-660 to 304.17A-669. |
17A-661. Treatment of mental health conditions to be covered under same terms and conditions as treatment of physical health conditions. |
17A-665. Commissioner to report to Legislative Research Commission on impact of health insurance costs under KRS 304.17A-660 to 304.17A-669. |
17A-669. KRS 304.17A-660 to 304.17A-669 not to be construed as mandating coverage for mental health conditions -- Exemptions from KRS 304.17A-660 to 304.17A-669. |
KRS 304.17A-700 to 304.17A-730 Payment of Claims |
17A-700. Definitions for KRS 304.17A-700 to 304.17A-730 and KRS 205.593, 304.14-135, and 304.99-123. |
17A-702. Claims payment time frames -- Duties of insurer. |
17A-704. Insurer's acknowledgment of receipt of claim -- Inaccurate or insufficient claim information -- Claim status information. |
17A-705. Electronic claims submission. |
17A-706. Contested claims -- Delay of payment -- Conditions -- Procedure. |
17A-708. Resolution of payment errors -- Retroactive denial of claims -- Conditions. |
17A-710. Disclosure of claims payment information to provider. |
17A-712. Claim refunds and overpayments. |
17A-714. Collection of claim overpayments -- Dispute resolution. |
17A-716. Prohibition against denial or reduction of payment for covered health benefit -- Conditions. |
17A-718. Disclosure of claims payment information to covered person. |
17A-720. Administrative regulations for standardized health claim attachments -- Conformity with federal standards. |
17A-722. Administrative regulations on claims payment practices. |
17A-724. Applicability of KRS 304.17A-700 to 304.17A-730 and KRS 205.593, 304.14-135, and 304.99-123. |
17A-726. Exclusive application of KRS 304.17A-700 to 304.17A-730 and KRS 205.593, 304.14-135, and 304.99-123 to claims incurred and contracts made after July 14, 2000. |
17A-728. Contract disclosures of discounted fees -- Violation is unfair claims settlement practice. |
17A-730. Payment of interest for failing to pay, denying, or settling a clean claim as required. |
Audits of Pharmacy Records |
17A-740. Definitions for KRS 304.17A-740 to 304.17A-743. |
17A-741. Audit of pharmacy records -- Conditions. |
17A-743. Pharmacy audit appeals process. |
17A-745. KRS 304.17A-740 to 304.17A-743 not applicable to audits conducted by state agency pursuant to KRS Chapter 205. |
17A-747. KRS 304.17A-740 to 304.17A-743 not applicable when fraud, willful misrepresentation, or abuse alleged. |
Insurance Purchasing Outlets |
17A-750. Definitions for KRS 304.17A-750 to 304.17A-770 and 304.47-020. |
17A-752. Registration of insurance purchasing outlets -- Licensed agents -- Administrative regulations. |
17A-754. Application -- Approval and issuance of certificate -- Information to be filed -- Administrative regulations. |
17A-756. Denial, suspension, and revocation of application or license -- Civil penalty. |
17A-758. Activities allowed under administrator license -- Financial statements -- Books and records -- Renewal of certificate -- Nontransferability -- Fees. |
17A-760. Duties and powers of insurance purchasing outlet. |
17A-762. Outlet to act as policyholder for member -- Certificate of coverage for each member -- Disclosure to members. |
17A-764. Determination of premiums -- Restrictions in calculation. |
17A-766. Coverage deemed group health insurance -- Requirements for health benefit plans -- Member who no longer meets participation requirements. |
17A-768. Voucher -- Redemption -- Payment of premium amount -- Fee to process voucher -- Administrative regulations. |
17A-770. Provisions applicable to insurance purchasing outlets. |
Self-Insured Employer-Organized Association Groups |
17A-800. Purpose of KRS 304.17A-800 to 304.17A-844. |
17A-802. Definitions for KRS 304.17A-800 to 304.17A-844. |
17A-804. Applicability of KRS 304.17A-800 to 304.17A-844 -- Self-insured employer-organized association groups. |
17A-806. Certificate of filing required. |
17A-808. Application for certificate of filing - Fee. |
17A-810. Conditions for issuance of certificate of filing. |
17A-812. Initial and continuing financial solvency requirements. |
17A-814. Notification of change in information. |
17A-816. Investment of funds. |
17A-818. Agent of self-insured employer-organized association group -- Licensing -- Continuing education. |
17A-820. Examination of financial condition, affairs, and management by commissioner. |
17A-822. Appointment of Secretary of State as attorney to receive legal process. |
17A-824. Continuing effectiveness of certificate -- Termination of certificate at request of group -- Merger with another group. |
17A-826. Operation of group by board of trustees -- Powers and duties -- Prohibited acts. |
17A-828. Membership -- Liability on termination of membership, insolvency, or bankruptcy. |
17A-830. Trustees, officers, directors, or employees not to have interest in administrator or group. |
17A-832. Statement of financial condition -- Authority for administrative regulations. |
17A-834. Filing of rates, underwriting guidelines, evidence of coverage, and changes -- Filing fee. |
17A-836. Contribution plans to be established. |
17A-838. Members to receive evidences of coverage -- Contents. |
17A-840. Suspension or revocation of certificate of filing. |
17A-842. Authority for administrative regulations. |
17A-844. Prohibited activities -- Penalties. |
17A-846. Providing of requested information on insureds by group health benefit plan insurers -- Confidentiality -- Additional information to be provided to large groups. |
Subtitle 17B. Kentucky Access |
17B-001. Definitions for subtitle. |
17B-003. Establishment of Kentucky Health Care Improvement Authority -- Members and meetings -- Programs and expenditure of funds -- Public hearings -- Liabilities. |
17B-005. Creation of Kentucky Access -- Appointment of division director -- Purpose -- Liabilities. |
17B-007. Department's duties in operation and administration of Kentucky Access. |
17B-009. Department's powers in operation and administration of Kentucky Access. |
17B-011. Third-party administrator to administer Kentucky Access -- Selection and duties -- Reimbursement for expenses. |
17B-013. Premium rates for health benefit plans under Kentucky Access. |
17B-015. Eligibility for coverage under Kentucky Access. |
17B-017. Department's responsibility for evaluation and revision of rates and plans offered to Kentucky Access enrollees. |
17B-019. Types of health benefit plans to be issued under Kentucky Access. |
17B-021. Assessment of insurers -- Kentucky Access fund -- Reimbursement of GAP losses -- Examination of insurers and stop-loss carriers to determine accuracy of information provided. |
17B-023. Duties of GAP participating insurer and department to report and to provide information -- Payment of GAP losses -- Examination of insurers to determine accuracy of information provided. |
17B-025. Enrollee's option to renew health benefit plan -- Guaranteed Acceptance Program to remain in effect with certain exceptions. |
17B-027. Exemption of Kentucky Access and the department from state and local taxes. |
17B-029. Department's duties to report to General Assembly -- State Auditor to audit Kentucky Access and report to the Legislative Research Commission and the department. |
17B-031. Administrative regulations to carry out KRS 304.17B-001 to 304.17B-031 -- Kentucky Access subject to other laws. |
17B-033. List of high-cost conditions -- Recommendations and changes -- Administrative regulations. |
17B-035. Payment for coverage of services within scope of practice of optometrists. |
17B-037. Limitation on amount of copayment or coinsurance charged for services rendered by chiropractor or optometrist. |
Subtitle 17C. Limited Health Service Benefit Plans |
17C-010. Definitions for subtitle. |
17C-020. Discrimination prohibited against willing provider located in area. |
17C-030. Disclosure. |
17C-040. Availability of provider network. |
17C-050. Standards for providers -- Mechanism for acting upon applications -- Policy governing removal of providers from network. |
17C-060. Filing of agreements -- Provisions of agreements -- Filing of risk-sharing arrangements and subcontracts -- Availability of information. |
17C-070. Prohibition of contract to limit disclosure to enrollee -- Actions for which provider may not be penalized -- Disclosure of arrangements between plan and providers. |
17C-080. Plan for selection and reevaluation of providers. |
17C-085. Set fees for noncovered services in participating provider agreement prohibited. |
17C-090. Payment of claims of dental-only benefits -- Reports -- Interest . |
17C-100. Payment for coverage of services within scope of practice of optometrists. |
17C-110. Limitation on amount of copayment or coinsurance charged for services rendered by chiropractor or optometrist. |
Subtitle 18. Group and Blanket Health Insurance |
18-010. Scope of subtitle -- Short title. |
18-020. "Group health insurance" defined -- Eligible groups and benefits. |
18-023. Repealed, 1996. [Repealed] |
18-025. Repealed, 2000. [Repealed] |
18-030. Required provisions in group policies. |
18-032. Coverage for newly born children from moment of birth. |
18-033. Optional nursery care coverage for a well newly born child. |
18-034. Medicare supplement insurance for persons not eligible for Medicare by reason of age. |
18-035. Ambulatory surgical centers, coverage. |
18-036. Coverage for treatment for mental illness. |
18-0363. Coverage for services of licensed psychologist or licensed clinical social worker. |
18-0365. Coverage for treatment of temporomandibular joint disorders and craniomandibular jaw disorders. |
18-037. Group or blanket health insurers to offer home health care coverage to master policyholder -- Conditions. |
18-038. Repealed, 1992. [Repealed] |
18-040. Direct payment of hospital, medical services. |
18-045. Requirements for insurer that issues policy or administers program providing for utilization review of benefits. |
18-050. Readjustment of premiums -- Dividends. |
18-055. Repealed, 2000. [Repealed] |
18-060. "Blanket health insurance" defined. |
18-070. Filing and required provisions in blanket policies. |
18-080. Application and certificates. |
18-085. Commissioner to prescribe guidelines for coordination of benefits by group health insurance policies. |
18-090. Payment of benefits under blanket policy. |
18-095. Indemnity payable for services performed by optometrists, osteopaths, physicians, chiropractors, or podiatrists. |
18-097. Policy covering services performed by dentist deemed to cover such services performed by physician. |
18-098. Coverage for mammograms. |
18-0983. Coverage for medical and surgical benefits with respect to mastectomy, diagnosis and treatment of endometrioses and endometritis, and bone density testing -- Duties of insurer. |
18-0985. Coverage for treatment of breast cancer. |
18-100. Legal liability of policyholders for death, injury to member insured under blanket policy. |
18-110. Continuation of group coverage after termination of membership in group -- Notice of eligibility. |
18-114. Conversion health insurance policy for member terminated under group policy -- Terms -- Situations in which conversion coverage need not be granted. |
18-115. Repealed, 1994. [Repealed] |
18-120. Minimum benefits under converted policy. |
18-124. "Group policy" defined. |
18-125. Liability for claims incurred during grace periods. |
18-126. Policies to provide reasonable extension of benefits during disability -- Extensions to be described in group policies and certificates. |
18-127. Transfer of liability when policy replaced by that of succeeding insurer. |
Treatment of Alcoholism |
18-130. Policies to cover treatment for alcoholism -- Exclusions. |
18-140. Treatment of alcoholism -- Required provisions -- Minimum benefits. |
18-150. Treatment of alcoholism, minimum benefits may be exceeded. |
18-160. Alcoholism to be considered a disease. |
18-170. Alcoholism, definitions, requirements for treatment. |
18-180. Commissioner may adopt rules and regulations. |
Subtitle 19. Credit Life Insurance and Credit Health Insurance |
19-010. Scope. |
19-020. Definitions. |
19-030. Forms of credit life insurance and credit health insurance. |
19-040. Amounts of credit life insurance. |
19-050. Amounts of credit health insurance. |
19-060. Term of insurance. |
19-070. Provisions of policies and certificates of insurance -- Disclosure to debtors. |
19-080. Filing -- Effectiveness and withdrawal. |
19-082. Rates for credit health insurance coverage to credit union borrowers when coverage is not a loan condition. |
19-090. Premiums and refunds. |
19-100. Issuance of policies. |
19-110. Claims. |
19-120. Choice of insurer. |
19-130. Administrative hearing. |
19-140. Suicide clause. |
Subtitle 20. Casualty Insurance Contracts |
20-010. Casualty contracts subject to general provisions. |
20-020. Uninsured vehicle coverage -- Insolvency of insurer. |
20-030. Retroactive annulment of liability policies prohibited. |
20-035. Notice of renewal premiums of property or casualty policy. |
20-037. Reinstatement of expired policy for which renewal was offered -- Conditions. |
20-040. Cancellation, nonrenewal, or termination of automobile insurance -- Definitions -- Scope -- Penalties. |
20-041. Prohibition against insurer's refusing to reissue motor vehicle liability policy or imposing additional premium because of uninsured status under certain conditions. |
20-042. Termination or refusal to issue insurance due to credit history prohibited. |
20-043. Cancellation of policy held by state employee prohibited, when -- Exception. |
20-045. Increase in premium on automobile liability insurance policy -- Complaint. |
20-047. Cancellation, nonrenewal, or premium increase because of simple coverage inquiry prohibited. |
20-050. Arbitration provision not binding. |
20-060. Coverage for safety equipment, definition. |
20-065. Coverage for motor vehicle loaned as replacement. |
20-070. Check endorsement not to act as release from further liability. |
20-080. Self-insurance of public housing authority. |
20-090. Workers' compensation insurers to provide proof of coverage to commissioner of Department of Workers' Claims. |
20-100. Loss run statement to be provided upon request -- Duties of insurer and insurer's agent. |
Fire Loss |
20-150. Definitions. |
20-160. Power of authorized agency to require insurer to furnish information concerning fire loss. |
20-170. Information to be held confidential. |
20-180. Intentional refusal or failure to provide information prohibited. |
20-190. Concurrent jurisdiction. |
20-200. Proceeds of policy subject to tax lien on insured real estate. |
20-210. Notification of insurer of existence of lien -- Payment by insurer to taxing authority. |
20-220. Priority of lien. |
20-230. Insurer not liable for amounts paid pursuant to KRS 304.20-210. |
20-240. Application of KRS 304.20-200 to 304.20-250. |
20-250. Government's right to enforce any lien not altered. |
20-260. Maximum coverage for loss or damage to structure. |
Declinations, Cancellations, and Nonrenewals |
20-300. Purpose and application of KRS 304.20-320 to 304.20-350. |
20-310. Definitions for KRS 304.20-320 to 304.20-350. |
20-320. Declinations -- Cancellations -- Nonrenewals -- Terminations -- Notice of premium required. |
20-330. Reasons for cancellation. |
20-340. Declination or termination prohibited, when. |
20-350. Penalties for violations of KRS 304.20-320 to this section. |
20-380. Premium credit or discount provision for buildings equipped with an automatic sprinkler system. |
20-385. Application of KRS 304.20-380. |
Reductions for Antitheft Device |
20-400. Definitions. |
20-410. Five percent discount. |
20-420. Fifteen percent discount. |
20-430. Twenty percent discount. |
20-440. Highest discount to apply for use of two or more antitheft devices. |
20-450. Application of KRS 304.20-400 to 304.20-440. |
Subtitle 21. Surety Insurance Contracts |
21-010. Surety contracts subject to general provisions. |
21-020. Commissioner's certificate as to authorized surety insurers -- Filing. |
21-030. Commissioner's certificate as to withdrawing insurer. |
21-040. Justification of surety -- Commissioner's certificate as evidence. |
21-050. Corporate bonds satisfy legal requirements. |
21-060. Certificate as evidence of authority to be sole surety. |
21-070. Premiums on bonds. |
21-080. Estoppel to deny power. |
21-090. Notification of intention to cancel, terminate, or not renew blanket bond. |
Subtitle 22. Title Insurance Contracts |
22-010. Contracts subject to general provisions. |
22-020. Filing of rates -- Rate standard -- Adherence. |
22-030. Powers of title insurer. |
22-040. Prohibition against guaranteeing obligations executed by others -- Exceptions. |
Subtitle 23. Mortgage Guaranty Insurance |
23-010. Contracts subject to general provisions. |
23-020. Eligibility of insurer. |
23-030. Outstanding liability -- Amount. |
23-040. Advertising "insured loans" -- Conditions. |
Subtitle 24. Domestic Stock and Mutual Insurers |
24-010. Scope. |
24-020. Definitions. |
24-030. Applicability of general corporation statutes. |
24-040. Incorporation of domestic stock, combined stock and mutual life, or mutual insurers -- Votes allotted to stockholders and policyholders. |
24-050. Procedures preliminary to qualification. |
24-060. Qualification of newly organized stock insurer. |
24-070. Completion of incorporation -- General powers and duties. |
24-080. Amendment of articles of incorporation -- Mutual insurers. |
24-090. Amendment of articles of incorporation -- Stock insurers. |
24-095. Articles of incorporation of a combined stock and mutual life insurance company -- Possible amendments. |
24-100. Formation of mutual -- Initial qualifications. |
24-110. Formation of mutual -- Bond. |
24-120. Formation of mutual -- Applications for insurance. |
24-130. Formation of mutual -- Trust deposit of premiums. |
24-140. Formation of mutual -- Failure to qualify. |
24-150. Additional kinds of insurance -- Mutuals. |
24-160. Membership in mutuals. |
24-170. Bylaws of mutual. |
24-180. Rights of mutual members in general. |
24-190. Meetings of members of mutual insurer. |
24-200. Special meetings of members of mutual insurer. |
24-210. Voting rights of mutual members. |
24-220. Contingent liability of mutual member. |
24-230. Levy of contingent liability. |
24-240. Enforcement of contingent liability. |
24-250. Nonassessable policies -- Mutual insurers. |
24-260. Nonassessable policies -- Revocation of authority. |
24-270. Prohibited pecuniary interests. |
24-280. Management and exclusive agency contracts. |
24-290. Principal office -- Records -- Assets. |
24-300. Borrowed surplus. |
24-310. Participating policies. |
24-320. Dividends to stockholders. |
24-330. Dividends to policyholders. |
24-340. Issuance of policies in other states. |
24-350. Impairment of capital or assets. |
24-360. Mutualization of stock insurer. |
24-370. Conversion of stock insurer to ordinary business corporation. |
24-380. Repealed, 2000 . [Repealed] |
24-390. Merger -- Consolidation of insurers. |
24-400. Affiliations of stock insurers. |
24-410. Repealed, 2000. [Repealed] |
24-415. Report disclosing material acquisitions and dispositions of assets, nonrenewals, cancellations, or revisions of ceded reinsurance agreements -- Exceptions. |
24-420. Bulk reinsurance. |
24-430. Voluntary dissolution. |
24-440. Mutual member's share of assets on liquidation. |
Insurer Demutualization |
24-600. Conversion of domestic mutual insurer to stock insurer. |
24-601. Definitions for KRS 304.24-600 to 304.24-625. |
24-603. Amendment of articles of incorporation -- Plan of conversion. |
24-605. Application for approval of plan of conversion -- Actuarial opinion. |
24-607. Commissioner's review of plan of conversion -- Hearing and comments -- Approval or disapproval. |
24-609. Findings requiring commissioner's approval of plan -- Hiring of experts -- Deposits in anticipation of expenses -- Commissioner may consider effect of insurer's past actions. |
24-611. Vote on plan of conversion and proposed amendments -- Meeting of members -- Notice of right to vote and accompanying materials -- Voting by proxy. |
24-613. Effect of conversion. |
24-615. Consideration distributed to eligible members. |
24-617. Fairness of method or formula in plan of conversion. |
24-619. Dividend preservation provisions. |
24-621. Use of closed block to preserve dividend expectations. |
24-623. Acquisition of beneficial ownership of voting securities after conversion. |
24-625. Sale or issuance of stock or other security after conversion. |
Subtitle 25. Continuity of Management |
25-010. Purpose. |
25-020. Definitions -- Interpretation of subtitle. |
25-030. Emergency bylaws. |
25-040. Change of location -- Emergency boards of directors. |
25-050. Powers of the commissioner. |
25-060. General provisions. |
25-070. Governor's authority -- Effect of other laws. |
Subtitle 26. Insider Trading of Equity Securities |
26-010. Scope of subtitle. |
26-020. "Equity security" defined. |
26-030. Beneficial owner, director, and officer required to file statements concerning equity securities with commissioner. |
26-040. Profits realized by beneficial owner, director, or officer from purchase -- Sale of equity securities recoverable by insurer -- Limitation of actions -- Exceptions. |
26-050. Unlawful sales of equity securities by beneficial owner, director, or officer. |
26-060. Investment accounts and transactions. |
26-070. Foreign or domestic arbitrage transactions. |
26-080. Inapplicability of KRS 304.26-030 to 304.26-050, inclusive, to equity securities of domestic stock insurers. |
26-090. Regulations of commissioner -- Classification of insurers and securities -- Acts done or omitted in good faith. |
Subtitle 27. Reciprocal Insurers |
27-010. "Reciprocal insurance" defined. |
27-020. Scope of subtitle -- Existing insurers. |
27-030. Insuring powers of reciprocals. |
27-040. Name, suits. |
27-050. Attorney. |
27-060. Organization of reciprocal insurer. |
27-070. Certificate of authority. |
27-080. Power of attorney. |
27-090. Modification of subscribers' agreement or of power of attorney. |
27-100. Bond of attorney. |
27-110. Deposit in lieu of bond. |
27-120. Action on bond. |
27-130. Service of process -- Judgment. |
27-140. Contributions to insurer. |
27-150. Annual statement. |
27-160. Determining financial condition. |
27-170. Who may be subscribers. |
27-180. Subscribers' advisory committee. |
27-190. Subscribers' liability. |
27-200. Subscriber's liability on judgments. |
27-210. Assessments. |
27-220. Time limit for assessments. |
27-230. Aggregate liability. |
27-240. Nonassessable policies. |
27-250. Distribution of savings. |
27-260. Subscribers' share in assets. |
27-270. Merger or conversion. |
27-280. Impaired reciprocals. |
Subtitle 28. Lloyd's Plan Insurers |
28-010. "Underwriters" defined. |
28-020. "Attorney" defined. |
28-030. Application for license. |
28-040. Authorization of underwriters. |
28-050. Liability of substitutes. |
28-060. Reserves. |
28-070. Action on policy. |
28-080. Provisions applicable to foreign Lloyd's. |
Subtitle 29. Fraternal Benefit Societies |
29-010. Repealed, effective January 1, 1989. [Repealed] |
29-011. Fraternal benefit societies, defined. |
29-015. Repealed, effective January 1, 1989. [Repealed] |
29-020. Repealed, effective January 1, 1989. [Repealed] |
29-021. Lodge system, defined. |
29-030. Repealed, effective January 1, 1989. [Repealed] |
29-031. Representative form of government, defined. |
29-040. Repealed, effective January 1, 1989. [Repealed] |
29-041. Definitions. |
29-050. Repealed, effective January 1, 1989. [Repealed] |
29-051. Purposes and powers. |
29-060. Repealed, effective January 1, 1989. [Repealed] |
29-061. Qualifications for membership. |
29-070. Repealed, effective January 1, 1989. [Repealed] |
29-071. Location of office -- Meetings -- Communications to members -- Grievance procedures. |
29-080. Repealed, effective January 1, 1989. [Repealed] |
29-081. Personal liability. |
29-090. Repealed, effective January 1, 1989. [Repealed] |
29-091. Waiver. |
29-100. Repealed, effective January 1, 1989. [Repealed] |
29-101. Organization. |
29-110. Repealed, January 1, 1989. [Repealed] |
29-111. Amendment to laws. |
29-120. Repealed, effective January 1, 1989. [Repealed] |
29-121. Institutions. |
29-130. Repealed, effective January 1, 1989. [Repealed] |
29-131. Reinsurance. |
29-140. Repealed, effective January 1, 1989. [Repealed] |
29-141. Consolidations and mergers. |
29-150. Repealed, effective January 1, 1989. [Repealed] |
29-151. Conversion into mutual life insurance company. |
29-160. Repealed, effective January 1, 1989. [Repealed] |
29-161. Benefits. |
29-170. Repealed, effective January 1, 1989. [Repealed] |
29-171. Beneficiaries. |
29-180. Repealed, effective January 1, 1989. [Repealed] |
29-181. Benefits not attachable. |
29-190. Repealed, effective January 1, 1989. [Repealed] |
29-191. The benefit contract. |
29-200. Repealed, effective January 1, 1989. [Repealed] |
29-201. Nonforfeiture benefits, cash surrender values, certificate loans and other options. |
29-210. Repealed, effective January 1, 1989. [Repealed] |
29-211. Investments. |
29-220. Repealed, effective January 1, 1989. [Repealed] |
29-221. Funds. |
29-230. Repealed, effective January 1, 1989. [Repealed] |
29-231. Exemptions. |
29-240. Repealed, effective January 1, 1989. [Repealed] |
29-241. Taxation. |
29-250. Repealed, effective January 1, 1989. [Repealed] |
29-251. Valuation. |
29-260. Repealed, effective January 1, 1989. [Repealed] |
29-261. Reports. |
29-270. Repealed, effective January 1, 1989. [Repealed] |
29-271. Annual license. |
29-280. Repealed, effective January 1, 1989. [Repealed] |
29-281. Examination of societies. |
29-290. Repealed, effective January 1, 1989. [Repealed] |
29-291. Foreign or alien society -- Admission. |
29-300. Repealed, effective January 1, 1989. [Repealed] |
29-301. Injunction -- Liquidation -- Receivership of domestic society. |
29-310. Repealed, effective January 1, 1989. [Repealed] |
29-311. Suspension, revocation, or refusal of license of foreign or alien society. |
29-320. Repealed, January 1, 1989. [Repealed] |
29-321. Injunction. |
29-330. Repealed, effective January 1, 1989. [Repealed] |
29-331. Licensing of agents of fraternal benefit societies. |
29-340. Repealed, effective January 1, 1989. [Repealed] |
29-341. Unfair methods of competition -- Unfair and deceptive acts and practices. |
29-350. Repealed, effective January 1, 1989. [Repealed] |
29-351. Service of process. |
29-360. Repealed, effective January 1, 1989 [Repealed] |
29-361. Review. |
29-370. Repealed, effective January 1, 1989. [Repealed] |
29-371. Exemption of certain societies. |
29-380. Repealed, effective January 1, 1989. [Repealed] |
29-390. Repealed, effective January 1, 1989. [Repealed] |
29-400. Repealed, effective January 1, 1989. [Repealed] |
29-410. Repealed, effective January 1, 1989. [Repealed] |
29-420. Repealed, effective January 1, 1989. [Repealed] |
29-430. Repealed, effective January 1, 1989. [Repealed] |
29-440. Repealed, effective January 1, 1989. [Repealed] |
29-450. Repealed, effective January 1, 1989. [Repealed] |
29-455. Repealed, effective January 1, 1989. [Repealed] |
29-460. Repealed, 1982. [Repealed] |
29-470. Repealed, effective January 1, 1989. [Repealed] |
29-480. Repealed, effective January 1, 1989. [Repealed] |
29-490. Repealed, effective January 1, 1989. [Repealed] |
29-500. Repealed, effective January 1, 1989. [Repealed] |
29-510. Repealed, effective January 1, 1989. [Repealed] |
29-520. Repealed, effective January 1, 1989. [Repealed] |
29-530. Repealed, effective January 1, 1989. [Repealed] |
29-540. Repealed, effective January 1, 1989. [Repealed] |
29-550. Repealed, effective January 1, 1989. [Repealed] |
29-560. Repealed, effective January 1, 1989. [Repealed] |
29-565. Assessment. |
29-570. Repealed, effective January 1, 1989. [Repealed] |
29-580. Repealed, effective July 15, 1982. [Repealed] |
29-590. Repealed, January 1, 1989. [Repealed] |
29-600. Long-term health care benefits. |
Subtitle 30. Insurance Premium Finance Companies |
30-010. Application. |
30-020. Definitions. |
30-030. Licenses. |
30-040. Action by commissioner on application. |
30-050. Revocation and suspension of licenses. |
30-060. Books and records. |
30-070. Power to make rules. |
30-080. Form of premium finance agreement. |
30-090. Maximum service charge. |
30-100. Delinquency charges. |
30-110. Cancellation of insurance contract upon default. |
30-120. Exemption from any filing requirement. |
Subtitle 31. Burial Insurance |
31-010. Continued transactions by burial insurance engaging in business on January 1, 1971 -- Conditions. |
Subtitle 32. Nonprofit Hospital, Medical-Surgical, Dental and Health Service Corporations |
32-010. Short title. |
32-020. Purpose and interpretation. |
32-030. Application of subtitle. |
32-040. Incorporation. |
32-045. Entities subject to provisions of this subtitle permitted to convert to domestic mutual insurance companies subject to provisions of Subtitle 24. |
32-050. Certificate of authority. |
32-060. Name. |
32-070. Management. |
32-080. Authorized contracts. |
32-090. Annual and quarterly statements. |
32-095. Application of KRS 304.2-205. |
32-098. Compliance with KRS 304.18-124 to 304.18-127. |
32-100. Repealed, 1982. [Repealed] |
32-110. Certificate of authority -- Renewal date. |
32-120. Certificate of authority -- Extension. |
32-130. Schedule of dues. |
32-140. Guarantee fund -- Investments -- Risk-based capital requirements. |
32-145. Coordination of benefits. |
32-147. Requirements for health service corporation that issues policy or administers program providing for utilization review of benefits. |
32-150. Benefits. |
32-151. Conversion and continuation rights upon termination of group coverage. |
32-152. Repealed, 1986. [Repealed] |
32-153. Coverage for newly born children from moment of birth. |
32-154. Optional nursery care coverage for a well newly born child. |
32-155. Payment of claims. |
32-1551. Use by corporation of itemized statement furnished to paying patient prohibited. |
32-156. Ambulatory surgical centers, coverage. |
32-157. Indemnity payable for services performed by optometrists, osteopaths, podiatrists, physicians or chiropractors. |
32-158. Coverage for treatment of alcoholism. |
32-1585. Coverage for treatment of temporomandibular joint disorders or craniomandibular jaw disorders. |
32-159. Policy covering services performed by dentist deemed to cover such services performed by physician. |
32-1591. Coverage for mammograms. |
32-1593. Coverage for medical and surgical benefits with respect to mastectomy, diagnosis and treatment of endometrioses and endometritis, and bone density testing -- Duties of insurer. |
32-1595. Coverage for treatment of breast cancer. |
32-160. Forms and schedules of charges -- Filing and approval. |
32-165. Coverage for treatment for mental illness. |
32-166. Coverage for services of licensed psychologist or licensed clinical social worker. |
32-170. Authorized contracts. |
32-180. Agent of corporation -- Licensing -- Continuing education -- Appointment. |
32-190. Repealed, 2002. [Repealed] |
32-200. Repealed, 2002. [Repealed] |
32-210. Application of Subtitle 2 to nonprofit hospital, medical-surgical, dental, and health service corporations. |
32-220. Repealed, 2004. [Repealed] |
32-230. Repealed, 2004. [Repealed] |
32-235. Suspension or revocation of certificate of authority. |
32-240. Grievances. |
32-250. Rules and regulations. |
32-260. Limitations of subtitle. |
32-270. Application of other subtitles. |
32-275. Medicare supplement coverage for persons not eligible for Medicare by reason of age. |
32-280. Nonprofit hospital, medical-surgical, dental and health service corporations as insurers to offer home health care coverage -- Conditions. |
32-290. Long-term health care benefits. |
Self-Insured Private Employer Group Health Plans |
32-300. Conversion health insurance policy -- Rights of employee's surviving spouse. |
32-310. Benefits. |
32-315. Self-insured private employer subject to KRS 304.14-135. |
32-320. Notification of department. |
32-330. Requirements for self-insured employer that provides health coverage and requires utilization review of benefits. |
Subtitle 33. Insurers Rehabilitation and Liquidation |
33-010. Title, construction, and purpose. |
33-020. Persons covered. |
33-030. Definitions. |
33-040. Jurisdiction and venue. |
33-050. Injunctions and orders. |
33-060. Costs and expenses of litigation. |
33-070. Cooperation of officers and employees. |
33-075. Activities prohibited until repayment. |
33-080. Bonds. |
33-090. Repealed, 1982. [Repealed] |
33-100. Continuation of delinquency proceedings. |
33-105. Application to proceedings commenced before July 13, 1990. |
33-110. Commissioner's emergency orders. |
33-115. Liability of commissioner and others. |
33-120. Court's seizure order. |
33-130. Conduct of hearings in summary proceedings. |
33-140. Grounds for rehabilitation. |
33-150. Rehabilitation orders. |
33-160. Powers and duties of the rehabilitator. |
33-165. Appearances of rehabilitator before committee. |
33-170. Actions by and against rehabilitator. |
33-180. Termination of rehabilitation. |
33-190. Grounds for liquidation. |
33-200. Liquidation orders. |
33-210. Continuance of coverage. |
33-215. Obligation for unpaid premiums. |
33-220. Dissolution of insurer. |
33-230. Federal receivership. |
33-240. Powers of liquidator. |
33-250. Notice to creditors and others. |
33-260. Duties of agents. |
33-270. Actions by and against liquidator. |
33-280. List of assets -- Liquidation of assets. |
33-290. Fraudulent transfer prior to petition. |
33-300. Fraudulent transfers after petition. |
33-310. Voidable preferences and liens. |
33-320. Claims of holders of void or voidable rights. |
33-330. Set-offs and counterclaims. |
33-340. Assessments. |
33-350. Reinsurer's liability. |
33-360. Filing of claims. |
33-370. Proof of claim. |
33-380. Special claims. |
33-390. Special provision for third-party claims. |
33-400. Disputed claims. |
33-410. Claims of surety. |
33-420. Secured creditor's claims. |
33-430. Order of distribution. |
33-431. Applicability of KRS 304.33-430 in liquidation proceedings. |
33-440. Liquidator, disbursement of assets, recommendations to the court. |
33-450. Distribution of assets. |
33-460. Unclaimed and withheld funds. |
33-470. Termination of proceedings. |
33-480. Reopening liquidation. |
33-490. Disposition of records during and after termination of liquidation. |
33-500. External audit of receiver's books. |
33-510. Conservation of property of foreign or alien insurers found in this state. |
33-520. Liquidation of property of foreign or alien insurers found in this state. |
33-530. Foreign domiciliary receivers in other states. |
33-540. Ancillary formal proceedings. |
33-550. Ancillary summary proceedings. |
33-560. Claims of nonresidents against insurers domiciled in this state. |
33-570. Claims of residents against insurers domiciled in reciprocal states. |
33-580. Attachment, garnishment and levy of execution. |
33-590. Interstate priorities. |
33-600. Subordination of claims for noncooperation. |
Subtitle 34. Bail Bondsmen |
34-010. Repealed, 2004. [Repealed] |
34-020. Repealed, 2004. [Repealed] |
34-030. Repealed, 2004. [Repealed] |
34-040. Repealed, 2004. [Repealed] |
34-042. Repealed, 2004. [Repealed] |
34-045. Repealed, 2004. [Repealed] |
34-050. Repealed, 2004. [Repealed] |
34-060. Repealed, 2004. [Repealed] |
34-070. Repealed, 2004. [Repealed] |
34-075. Repealed, 2004. [Repealed] |
34-080. Repealed, 2004. [Repealed] |
34-090. Repealed, 2004. [Repealed] |
34-100. Repealed, 2004. [Repealed] |
34-110. Repealed, 2004. [Repealed] |
34-120. Repealed, 2004. [Repealed] |
34-130. Repealed, 2004. [Repealed] |
34-140. Repealed, 2004. [Repealed] |
34-150. Repealed, effective July 1, 1982. [Repealed] |
34-160. Repealed, 2004. [Repealed] |
Subtitle 35. FAIR Plan and Reinsurance Association |
35-010. Definitions -- Organization of FAIR plan and reinsurance association. |
35-020. Participation. |
35-030. Requirements of plan and authority of association. |
35-040. Governing committee. |
35-050. Appeals. |
35-060. Savings clause. |
35-070. Repealed, 1980. [Repealed] |
35-080. Repealed, 1980. [Repealed] |
35-090. Repealed, 1980. [Repealed] |
35-100. Repealed, 1980. [Repealed] |
35-105. Report of FAIR plan commercial real property policy applicants' names to state fire marshal. |
35-110. Repealed, 1980. [Repealed] |
Subtitle 36. Kentucky Insurance Guaranty Association |
36-010. Title. |
36-020. Purpose of subtitle. |
36-030. Scope of subtitle. |
36-040. Construction of subtitle. |
36-050. Definitions for subtitle. |
36-060. Creation of the association. |
36-070. Board of directors. |
36-080. Powers and duties of association. |
36-085. Stay of proceedings involving insolvent insurer -- Defense by association -- Association permitted to apply to vacate judgment based on default of insolvent insurer. |
36-090. Plan of operation. |
36-100. Duties and powers of the commissioner. |
36-110. Effect of paid claims. |
36-120. Nonduplication of recovery. |
36-130. Prevention of insolvencies. |
36-140. Examination of the association. |
36-150. Tax exemption. |
36-160. Recognition of assessments in rates. |
36-170. Immunity. |
Subtitle 37. Insurance Holding Company Systems |
37-010. Definitions for Subtitle 37. |
37-020. Registration of insurers. |
37-030. Standards for insurance holding company system -- Factors to be considered -- Prohibited transactions. |
37-040. Examination by commissioner. |
37-050. Confidential treatment of information obtained in course of examination. |
37-055. Supervisory colleges for certain domestic insurers -- Powers of commission. (Effective July 15, 2014) |
37-060. Rules and regulations. |
37-070. Receivership. |
37-080. Revocation, suspension, or nonrenewal of insurer's license. |
37-090. Record of hearing. |
37-100. Judicial review -- Injunction. |
37-110. Subsidiaries that may be organized or acquired by domestic insurer -- Investments of domestic insurers. |
37-120. Preacquisition notification -- Review -- Exceptions -- Jurisdiction of Kentucky courts. |
37-130. Acquisition of control or merger of domestic insurers. |
37-140. Recovery of distributions. |
37-150. Voting rights of holder of security acquired in contravention of chapter or action of commissioner -- Legal actions to enjoin voting and to seize or sequester security. |
Mutual Insurance Holding Company |
37-500. Definitions for KRS 304.37-500 to 304.37-580. |
37-505. Reorganization of domestic mutual insurance company by forming mutual insurance holding company -- Hearing -- Approval. |
37-510. Reorganization of foreign mutual insurance company forming mutual insurance holding company -- Hearing -- Approval. |
37-515. Incorporation of reorganizing corporation. |
37-520. Applicability of Subtitle 33. |
37-525. Applicability of KRS 304.24-600 to 304.24-625. |
37-530. Membership interest not a security. |
37-535. Capital stock. |
37-540. Annual statement -- Limitation on aggregate pledges and encumbrances of assets -- Investment of net worth in subsidiaries. |
37-545. Approval of policy credit, dividend, or distribution. |
37-550. Application for approval of reorganization or merger. |
37-555. Plan of reorganization. |
37-560. Purpose of application and plan. |
37-565. Hearing -- Agreement to adopt foreign findings -- Notice -- Application and plan review -- Order -- Revocation -- Notice and documentation of completion. |
37-570. Stock offering -- Application -- Conditions for approval -- Hearing -- Filing of registration statement with Securities and Exchange Commission. |
37-575. Prohibited practices. |
37-580. Prohibited ownership interests -- Prohibited acquisition offer to acquire. |
Subtitle 38. Health Maintenance Organizations |
38-010. Title. |
38-020. Purpose. |
38-030. Definitions for subtitle. |
38-035. Certificate required for health maintenance organization. |
38-040. Establishment of health maintenance organizations. |
38-050. Evidence of coverages and charges for health care service -- Exception. |
38-060. Issuance of certificate of authority. |
38-065. Repealed, 2002. [Repealed] |
38-070. Requirements for protection against insolvency -- Risk-based capital requirements. |
38-073. Deposit of cash or securities for performance of obligations to enrollees. |
38-075. Requirements for transfer of risk to provider -- Additional reserves may be required. |
38-077. Repealed, 2002. [Repealed] |
38-080. Information to enrollees. |
38-090. Annual report. |
38-095. Application of KRS 304.2-205. |
38-098. Compliance with KRS 304.18-124 to 304.18-127. |
38-100. Investments. |
38-110. Agent of health maintenance organization -- Licensing -- Continuing education -- Appointment. |
38-120. Financial condition, market conduct, and business practices subject to examination. |
38-130. Revocation or suspension of certificate of authority. |
38-140. Rehabilitation, liquidation, or conservation of health maintenance organization. |
38-150. Rules and regulations. |
38-160. Repealed, 1982. [Repealed] |
38-170. Public documents -- Statutory construction. |
38-180. Prohibited practices. |
38-185. Coordination of benefits. |
38-190. Powers of insurers. |
38-191. Conversion and continuation rights upon termination of group coverage. |
38-192. Repealed, 1986. [Repealed] |
38-193. Coverage for treatment for mental illness. |
38-1933. Coverage for services of licensed psychologist or licensed clinical social worker. |
38-1935. Coverage for mammograms. |
38-1936. Coverage for treatment of breast cancer. |
38-1937. Coverage for treatment of temporomandibular joint disorders and craniomandibular jaw disorders. |
38-194. Pooling of claims experience required. |
38-195. Policy covering services performed by dentist deemed to cover such services performed by physician. |
38-1955. Construction of provisions for services by licensed optometrist or licensed ophthalmic dispenser to include same services from licensed physician. |
38-196. Indemnity payable for services performed by chiropractors, physicians, osteopaths, or podiatrists. |
38-197. Coverage for treatment of alcoholism. |
38-198. Optional nursery care coverage for a well newly born child. |
38-199. Coverage for newly-born child. |
38-200. Application of other subtitles. |
38-205. Medicare supplement coverage for persons not eligible for Medicare by reason of age. |
38-210. Health maintenance organizations as insurers to offer home health care coverage -- Conditions. |
38-220. Long-term health care benefits. |
38-225. Requirements for health maintenance organization that provides hospital benefits coverage and requires utilization review of benefits. |
38-230. Funding of benefits by employer or group contract holder. |
Health Discount Plans |
38-500. Repealed, 2002. [Repealed] |
38-505. Repealed, 2002. [Repealed] |
38-510. Repealed, 2002. [Repealed] |
Subtitle 38A. Limited Health Service Organizations |
38A-010. Definitions for subtitle. |
38A-020. Certificate of authority. |
38A-030. Application for certificate of authority. |
38A-040. Issuance of certificate of authority -- Notification of deficiencies in application and of reasons for denial. |
38A-050. Conditions for maintaining eligibility for certificate of authority. |
38A-060. Addition of limited health services -- Notification of disapproval -- Hearing. |
38A-070. Application of provisions of chapter. |
38A-080. Net worth -- Deposit -- Risk-based capital requirements. |
38A-090. Suspension or revocation of certificate of authority -- Notification -- Winding up affairs -- Applicable provisions. |
38A-100. Transfer of risk -- Plan for evaluating provider -- Additional reserves. |
38A-110. Conversion of single service organization -- Net worth and capital requirements. |
Subtitle 39. Motor Vehicle Reparations Act |
39-010. Policy and purpose. |
39-020. Definitions for subtitle. |
39-030. Right to basic reparation benefits. |
39-045. Exclusion from coverage as operator by agreement. |
39-050. Priority of applicability of security for payment of basic reparation benefits. |
39-060. Acceptance or rejection of partial abolition of tort liability -- Exceptions. |
39-070. "Secured person" -- Obligor's rights to recovery. |
39-080. Security covering motor vehicle. |
39-083. Binder cancellation -- Notification to Department of Vehicle Regulation. |
39-085. Notification by insurance company to Department of Vehicle Regulation of persons insured whose policy was terminated -- Exception. |
39-087. Definition -- Submission of vehicle identification numbers and names of policyholders to Department of Vehicle Regulation -- Limitation of liability. |
39-090. Required security. |
39-100. Included coverages. |
39-110. Required minimum tort liability insurance. |
39-115. Limitation on claim of loss of use of motor vehicle. |
39-117. Motor vehicle insurance card to be in paper or electronic format -- Presentation of electronic insurance card to peace officer. |
39-120. Calculation of net loss. |
39-130. Basic weekly limit on benefits for certain losses. |
39-140. Optional additional benefits. |
39-150. Approval of terms and forms. |
39-160. Assigned claims. |
39-170. Assigned claims bureau and plan. |
39-180. Time for presenting claims under assigned claims plan. |
39-190. Converted motor vehicles. |
39-200. Intentional injuries. |
39-210. Obligor's duty to respond to claims. |
39-220. Fees of claimant's attorney. |
39-230. Limitations of actions. |
39-240. Repealed, 1998 [Repealed] |
39-241. Insured's direction of payment of benefits among elements of loss -- Direction of payment to reimburse for medical expenses already paid. |
39-245. Reparation obligor's request for or negotiation of reduction or modification of charges. |
39-250. Deduction and set-off. |
39-260. Exemption of benefits. |
39-270. Mental or physical examinations. |
39-280. Disclosure of facts about injured person. |
39-290. Kentucky Insurance Arbitration Association -- Creation -- Membership -- Powers -- Duties. |
39-300. Rules. |
39-310. Certificate of coverage -- Rights and obligations of owner or registrant. |
39-320. Underinsured motorist coverage -- Effect of settlement of claims. |
39-330. Mandatory rate reduction. |
39-340. Unconstitutionality -- Invalidity -- Severability. |
39-350. Repealed, 1998. [Repealed] |
Subtitle 40. Health Care Malpractice Insurance |
Joint Underwriting Association |
40-010. Legislative policy. |
40-020. Definitions. |
40-030. Joint underwriting association -- Health care provider categories -- Termination -- Powers of association. |
40-040. Plan of operation -- Content of plan -- Approval -- Revised plan -- Amendments. |
40-050. Policies issued by association -- Cancellation -- Rate -- Nonprofit group retrospective rating plan -- Deficit -- Contributions by members. |
40-060. Stabilization reserve fund -- Administration -- Charge -- Corporate trustee to hold moneys -- Refund. |
40-070. Application for, and issuance of, medical malpractice insurance coverage. |
40-075. Medical malpractice insurance for charitable health care providers -- Scope of coverage -- Premiums -- Registration of providers -- Review -- Availability of information. |
40-080. Determination of insurer's participation in association. |
40-090. Board of directors -- Selection -- Qualifications. |
40-100. Appeal. |
40-110. Annual statement -- Commissioner may require additional information. |
40-120. Annual examination of association. |
40-130. Exemption from liability when acting in good faith. |
40-140. Rights and privileges of directors of stabilization reserve fund. |
Claims |
40-250. Legislative purposes. |
40-260. Definitions. |
40-270. Repealed, 1986. [Repealed] |
40-280. Advance payment by defendant. |
40-290. Instructions to jury in case having multiple defendants. |
40-300. Limitation on malpractice liability. |
40-310. Settled or adjudicated claims -- Report -- Approval of commissioner. |
40-320. Informed consent -- When deemed given. |
40-330. Repealed, 1984. [Repealed] |
Subtitle 41. Legal Professional Liability Joint Underwriting Association |
41-010. Legislative policy. |
41-020. Definitions. |
41-030. Joint Underwriting Association -- Categories covered -- Termination -- Powers of association. |
41-040. Plan of operation. |
41-050. Policies -- Cancellation -- Rate -- Nonprofit group retrospective rating plan -- Deficit -- Contributions by members. |
41-060. Stabilization reserve fund. |
41-070. Applications for, and issuance of, legal professional liability insurance coverage. |
41-080. Determination of insurer's participation in association. |
41-090. Board of directors. |
41-100. Appeal -- Administrative hearing. |
41-110. Annual statement. |
41-120. Annual examination. |
41-130. Exemption from liability. |
41-140. Effect of membership on board of stabilization reserve fund. |
Subtitle 42. Kentucky Life and Health Insurance Guaranty Association |
42-010. Title. |
42-020. Purpose of subtitle. |
42-030. Scope of subtitle. |
42-040. Construction of subtitle. |
42-050. Definitions for subtitle. |
42-060. Creation of association -- Membership required -- Functions -- Accounts -- Supervision by commissioner. |
42-070. Board of directors. |
42-080. Powers and duties of association. |
42-090. Assessments -- Classification -- Certificate of contribution -- Payment under protest. |
42-100. Plan of operation. |
42-110. Duties and powers of commissioner. |
42-120. Detection and prevention of insurer insolvencies or impairments. |
42-130. Offset of premium tax liability to state. |
42-140. Liquidation, rehabilitation or conservation proceedings. |
42-150. Examination of the association. |
42-160. Tax exemption. |
42-170. Immunity. |
42-180. Court proceedings to be stayed. |
42-190. Advertising restrictions. |
Subtitle 43. Prepaid Dental Plan Organization |
43-010. Repealed, 2002. [Repealed] |
43-020. Repealed, 2002. [Repealed] |
43-030. Repealed, 2002. [Repealed] |
43-040. Repealed, 2002. [Repealed] |
43-050. Repealed, 2002. [Repealed] |
43-060. Repealed, 2002. [Repealed] |
43-070. Repealed, 2002. [Repealed] |
43-080. Repealed, 2002. [Repealed] |
43-085. Repealed, 2002. [Repealed] |
43-090. Repealed, 2002. [Repealed] |
43-100. Repealed, 2002. [Repealed] |
43-110. Repealed, 2002. [Repealed] |
43-120. Repealed, 2002. [Repealed] |
43-130. Repealed, 2002. [Repealed] |
43-140. Repealed, 2002. [Repealed] |
43-150. Repealed, 2002. [Repealed] |
Subtitle 44. Mine Subsidence Insurance |
44-010. Definitions for subtitle. |
44-020. Mine subsidence insurance fund established. |
44-030. Separate premium for insurance against loss by subsidence -- Reimbursement of living expenses of displaced owner. |
44-040. Refusal to provide subsidence coverage permitted. |
44-050. Reinsurance agreement. |
44-060. Exempt counties. |
44-070. Ceding commission. |
44-080. Payment of loss within 90 days. |
44-090. Reports to administrator. |
44-100. Powers of administrator. |
44-110. Right of subrogation. |
44-115. Investment of mine subsidence insurance fund. |
44-120. Management of subsidence fund and program by administrator. |
44-130. Implementation delayed. |
Subtitle 45. Product Liability Risk Retention Groups |
45-010. Purpose. |
45-020. Definitions for subtitle. |
45-030. Requirements for eligibility for charter of risk retention group to write liability insurance pursuant to this subtitle. |
45-040. Requirements for doing business -- Exemptions. |
45-050. Exemptions. |
45-060. Requirements for eligibility for charter of out-of-state groups. |
45-070. Requirements and prohibitions for risk retention and purchasing groups. |
45-080. Taxation of risk retention groups and insurers. |
45-090. Repealed, 1990. [Repealed] |
45-100. Countersignature not required. |
45-110. Group subject to unfair claims and settlement practices laws and regulations -- Commissioner to enforce. |
45-120. Enforceability of order of United States District Court. |
45-130. Unlicensed person prohibited from acting as agent for risk retention group or purchasing group. |
45-140. Fees. |
45-150. Regulations. |
Subtitle 46. Commercial Insurance [Expired] |
46-010. Expired, effective July 15, 1988. |
46-020. Expired, effective July 15, 1988. |
46-030. Expired, effective July 15, 1988. |
46-040. Expired, effective July 15, 1988. |
46-050. Expired, effective July 15, 1988. |
46-060. Expired, effective July 15, 1988. |
46-070. Expired, effective July 15, 1988. |
46-080. Expired, effective July 15, 1988. |
46-090. Expired, effective July 15, 1988. |
46-100. Expired, effective July 15, 1988. |
46-110. Expired, effective July 15, 1988. |
46-120. Expired, effective July 15, 1988. |
Subtitle 47. Insurance Fraud |
47-010. Definitions for subtitle. |
47-020. Fraudulent insurance acts -- Penalties -- Compensatory damages -- Application of section. |
47-025. Felony offense involving dishonesty or breach of trust -- Fraudulent insurance act -- Penalties. |
47-030. Required statements for applications and claims forms. |
47-040. Division of Insurance Fraud Investigation -- Special investigators -- Resisting arrest or interfering with investigation. |
47-050. Reports of possible fraudulent insurance acts -- Investigation -- Notification of prosecutor -- Immunity from civil liability. |
47-055. Privileged and confidential information -- Permitted disclosure by commissioner. |
47-060. Immunity of informant and of department employees. |
47-070. Costs of administration -- Use of money and property awarded to division as costs or fines. |
47-080. Insurers to maintain investigative units. |
Subtitle 48. Liability Self-Insurance Groups |
48-010. Purpose of subtitle. |
48-020. Definitions for subtitle. |
48-030. Groups covered -- Compliance by existing groups by July 15, 1995. |
48-035. Statutes applicable to liability self-insurance groups. |
48-040. Certificate of filing required -- Existing certificates of filing to remain in force. |
48-050. Application for certificate of filing -- Fee. |
48-060. Issuance of certificate of filing. |
48-070. Scope of section -- Financial strength required. |
48-080. Notification of change in information. |
48-090. Investment of funds. |
48-100. Agent of liability self-insurance group -- Licensing -- Continuing education -- Appointment. |
48-110. Examination of financial condition, affairs, and management of liability self-insurance group by commissioner. |
48-120. Appointment of Secretary of State as attorney to receive legal process. |
48-130. Continuing effectiveness of certificate -- Termination of certificate at request of group -- Merger with another group. |
48-140. Operation of group by board of trustees -- Powers and duties -- Directors equivalent to trustees for subtitle. |
48-150. Membership -- Liability on termination of membership, insolvency, or bankruptcy. |
48-160. Officers, directors, or employees not to have interest in administrator -- Exception. |
48-170. Statement of financial condition for preceding fiscal year -- Quarterly statements and acknowledgments -- Authority for administrative regulations -- Member's right to statement upon request. |
48-180. Filing of rates, underwriting guidelines, evidence of coverage, and charges -- Filing fee. |
48-190. Requirement for contribution and assessment payment plans. |
48-200. Requirement of written evidence of coverage -- Contents. |
48-210. Motor vehicle liability -- Compliance with KRS 304.39-080(7) -- Statement in application for a certificate of filing. |
48-220. Suspension or revocation of certificate of filing. |
48-230. Authority for administrative regulations for subtitle. |
48-240. Prohibited activities. |
48-250. Assessment of members when assets insufficient or when deficiency in fund year -- Determination of insolvency -- Delinquency proceedings -- Financing of payments by governmental entities. |
48-260. Commissioner's enforcement authority. |
Subtitle 49. Captive Insurers |
49-010. Definitions for KRS 304.49-010 to 304.49-230. |
49-020. Certificate required for captive insurer -- Qualifications -- Restrictions on doing business -- Required documentation -- Confidentiality -- Fee. |
49-030. Name of captive insurer. |
49-040. Financial security requirements. |
49-050. Payment of dividends -- Commissioner's approval required -- Limitations -- Rescinding approval. |
49-070. Annual report of financial condition. |
49-080. Examination of captive insurers. |
49-090. Applicability of Subtitles 2 and 3 to captive insurers. |
49-100. Duties of captive insurer -- Investment plan -- Prohibited and permitted limitations on investments -- Applicability of investment requirements and limitations of Subtitle 7. |
49-110. Reinsurance on risks ceded by other insurer or captive insurer authorized -- Powers of commissioner. |
49-120. Rating organization membership not required. |
49-130. Prohibition of contributions made and benefits received -- Exceptions. |
49-140. Administrative regulations. |
49-150. Exclusivity of KRS 304.49-010 to 304.49-230 to captive insurance companies -- Provisions applicable to industrial insured captive insurer. |
49-160. Rehabilitation, liquidation, and dissolution -- Applicability of Subtitle 33. |
49-170. Administrative regulations regarding risk management function. |
49-180. Conversion or merger of consortium captive insurer or industrial insurer group into reciprocal insurer -- Plan of conversion or merger -- Other conditions. |
49-190. Formation of sponsored captive insurer -- Conditions. |
49-200. Certification requirements of sponsor of sponsored captive insurer. |
49-210. Permissible participants in sponsored captive insurer. |
49-220. Tax levied on premium receipts -- Rates -- Exclusivity of premium tax -- Distribution of revenue for administration of KRS 304.49-010 to 304.49-230. |
49-222. Duties of captive insurers. |
49-224. Minimum standards for special purpose and agency captive insurers to be set by administrative regulations. |
49-226. Change that materially impacts financial condition or management -- Notification to and approval of commissioner to take material action -- Loans to parent company or affiliates. |
49-228. Establishment of protected cells by sponsored captive insurer -- Conditions. |
49-230. KRS 304.49-010 to 304.49-230 not applicable to foreign captive insurer in Kentucky before July 14, 2000 -- Exception. |
Subtitle 50. Workers' Compensation Self-Insured Groups |
50-005. Purpose of subtitle. |
50-015. Definitions for subtitle. |
50-020. Scope of subtitle -- Deadline for compliance -- Extensions. |
50-030. Application for certification -- Filing fee -- Contents -- Premiums -- Deadline. |
50-035. Certificate of filing of self-insured group -- Conditions for issuance. |
50-040. Termination, suspension, or revocation of certificate -- Merger of workers' compensation self-insured groups. |
50-045. Initial and continuing financial solvency requirements. |
50-055. Plans for premium payment, assessments, and dividends -- Approval by commissioner -- Investments -- Financing of payments by governmental entities. |
50-060. Annual reports -- Organizational documents -- Proof of excess insurance coverage -- Statement of financial condition. |
50-065. Notification of change in information. |
50-070. Agent of workers' compensation self-insured group -- License required -- Appointment of agent optional. |
50-075. Examination of financial condition, affairs, and management by commissioner. |
50-080. Appointment of Secretary of State as attorney to receive legal process. |
50-085. Operation of group by board of trustees -- Powers and duties -- Prohibited acts -- Power to contract, sue, and be sued -- Contracts for administration of group. |
50-090. Membership -- Indemnity agreement -- Expulsion, nonrenewal, or cancellation of member by group -- Voluntary withdrawal -- Liability on termination of membership, insolvency, or bankruptcy. |
50-095. Eligibility for membership. |
50-100. Dissolution of self-insured program -- Approval of plan by commissioner. |
50-105. Conflict-of-interest policy. |
50-110. Statement of financial condition -- Contents. |
50-115. Filing of rates, supplementary rating information, and coverage forms -- Grounds for disapproval -- Filing fee -- Public inspection of filings. |
50-120. Aggregate excess insurance -- Standards for waiver and exemption -- Administrative regulations -- Eligibility to write excess liability coverage for group. |
50-125. Discounting authorized -- Requirements -- Approval by commissioner. |
50-130. Members to receive evidences of coverage -- Contents. |
50-135. Procedure upon decrease in fund balance below minimum -- Failure to remedy deficit -- Delinquency proceedings -- Bulk reinsurance. |
50-140. Suspension or revocation of certificate of filing -- Civil penalty -- Hearing and appeal -- Notification requirements and exceptions. |
50-145. Actions not required by subtitle or administrative regulations. |
50-150. Unfair business practices prohibited -- Responses to inquiries from commissioner within 15 days. |
50-155. Statutes applicable to group self-insurance funds. |
50-160. Annual report of commissioner. |
Subtitle 51. Interstate Insurance Products. |
51-010. Interstate Insurance Product Regulation Compact. |
Subtitle 99. Penalties |
99-010. General penalties. |
99-015. Penalties for failure of commissioner or examiner to take action when having knowledge of statutory insolvency or hazardous financial condition of authorized insurer. |
99-020. Civil penalties. |
99-025. Penalty. |
99-030. Repealed, 2004. [Repealed] |
99-040. Repealed, 1986. [Repealed] |
99-050. Repealed, 1978. [Repealed] |
99-060. Penalties for violation of Subtitle 39 -- Reduction of penalty. |
99-070. Penalties for violation of KRS 304.32-300 and 304.32-320. |
99-080. Penalty for violation of Subtitle 20. |
99-082. Penalty for violation of KRS 304.20-100. |
99-085. Penalties for violation of KRS 304.10-050, 304.10-170, and 304.10-180(1)(a). |
99-090. Penalties for violation of Subtitle 6. |
99-100. Renewal or reissuance of licenses contingent on payment of penalty equal to biennial fee specified in Subtitle 4. |
99-110. Penalty for violation of Subtitle 12. |
99-112. Penalty for violation of KRS 304.12-275. |
99-115. Penalty for violation of KRS 304.12-013. |
99-120. Penalties for violation of Subtitle 13. |
99-121. Penalty for violation of Subtitle 14. |
99-123. Penalties for noncompliance with KRS 304.17A-700 to 304.17A-730 and KRS 205.593, 304.14-135, and 304.99-123. |
99-125. Penalty for violation of KRS 304.14-135. |
99-126. Licensee's duties following suspension or revocation of license -- Civil fines -- Referral to Division of Insurance Fraud Investigation. |
99-130. Penalties for violation of Subtitle 29. |
99-140. Penalties for violation of Subtitle 30. |
99-150. Penalties. |
99-151. Penalties for violation of KRS 304.37-130(5) and 304.37-120. |
99-152. Penalties for violation of various provisions of Subtitle 37. |
99-154. Reinstatement of certificate of authority -- Fine. |